Smart Financing that Grows with You
Malaysia’s 1st Term Loan linked to POS transaction and Deposit Account.
PayG is an unsecured Term Loan offering immediate working capital for your growing SME.
About PayG
What is PayG?
It is an unsecured Term Loan so businesses can get immediate working capital when you need it most. It also offers greater flexibility and control because it is linked to your Point of Sale (POS) and Deposit account for better tracking and repayment options.
Why choose PayG?
PayG can get your business moving and growing quick! It also provides you with the money you need, when you need it fast!
Key Benefits
All-in-one Account
Financing linked to Point of Sale (POS) and deposit account
Automated Repayment
Deducted daily from POS transactions.
Hassle-free Application
No financial documents required
Zero Fee
Zero fee and No collaterals.
Flexible
PayG offers flexibility and preserves cash flow through a simplified process
Affordable Monthly Repayment - Interest rate up to 18% per annum
Note:
- The rate quoted above is for illustration purpose and the final interest rate may vary between 6.49% to 9.91% flat rate per annum.
- The final approved loan amount and interest rate are subject to the Bank’s credit review.
- To calculate your monthly repayment, please click here.
Eligibility
- At least 2 years in business
- Key person must be at least 25 years old and not older than 70
- Open to new and existing customers of AmBank
- The business must be Malaysian-owned and registered in Malaysia
- Open to Sole Proprietor, Partnership of Private Limited Companies (Sdn Bhd)
- Joint and Several Guarantee (JSG) is required from key person
Reference Materials
| Description | View |
| Product Disclosure Sheet |  |
| PIDM Disclosure | |
| FAQ | |
For more information about PayG, please contact AmBank Merchant Helpdesk at 03-2167 7800
