|
Type of Charges
|
Charges (RM)
|
| Deposit Products |
| Family First Account |
| Family First - Everyday Account (EA) |
Service Fee: |
| Fee |
24.00 annually (12.00 to be debited half-yearly)
Waived for consistent deposit of minimum RM1,500 monthly
|
|
Transaction:
|
| Over-the-counter, ATM and other channels (Internet Banking/Contact Centre/Mobile Banking) |
Free (unlimited transactions)
|
| Interbranch (cash and cheque transactions performed outside Home Branch's clearing area) |
0.03% of transaction amount (minimum of 0.50 and maximum of 500.00) |
|
Interbank GIRO (IBG):
|
| Over-the-counter & Internet Banking (charges per month) |
1st & 2nd transactions - 0.50 per transaction.
3rd transaction onwards – 2.00 per transaction.
|
|
Standing Instructions:
|
Service Charge to effect payment:
• Internal
• External |
Free
2.00 (plus cost of remittance instrument and postage)
|
| Reminder for SI payable to external parties (if insufficient funds in account at time of debiting) |
5.00
|
|
Cheque Related:
|
| Cheque book |
0.15 stamp duty per cheque leaf
|
| Charges on overdrawn account (Due to insufficient fund and covered before the cut-off time for returned cheque) |
25.00 per cheque
|
| Returned cheque (Insufficient balance) |
100.00
|
| Stop payment instruction |
10.00
|
| Uncollected cheque book (Cheque book uncollected after 30 days of cheque book issuance) |
20.00 per cheque book
|
| Encashment by 3rd parties |
2.00
|
| Encashment by account holder |
Free
|
|
ATM:
|
| Issuance of PMPC |
Free
|
| Annual PMPC |
Free
|
| Replacement of PMPC card (Due to lost, stolen or damaged) |
12.00
|
| Cash withdrawal at other FI ATM |
1.00
|
ATM Regional Link Service:
• Withdrawal via NETS ATM @ Singapore
• Withdrawal via Arta Jasa ATM @ Indonesia |
10.00
|
| Inter-Bank Fund Transfer (IBFT) |
1.00
|
| Reimbursement of MEPS cash fund (e-Purse) |
Free
|
| Loading of MEPS e-Purse |
1.00
|
| Reload of Touch n' Go |
0.50
|
| Electronic Share Application |
1.00
|
|
Transaction Record:
|
| Quarterly Transaction Statement |
Free
|
| Ad-hoc printed statement request |
20.00 per statement
|
|
Others:
|
| Account Closure (within 3 months of opening) |
20.00
|
| Dormant Account Annual Fee |
10.00
|
Appointment of mandatee to operate an account
• Stamp Duty
• Service Charge |
10.00
10.00
|
|
|
| Family First -Special Savings Account (SSA) |
Transaction:
|
|
Over-the-counter, ATM and other channels (Internet Banking/Contact Centre/Mobile Banking)
|
Free (unlimited transactions)
|
| Interbranch (cash and cheque transactions performed outside Home Branch's clearing area) |
0.03% of transaction amount (minimum of 0.50 and maximum of 500.00) |
|
Interbank GIRO (IBG):
|
| Over-the-counter & Internet Banking (charges per month) |
1st & 2nd transactions - 0.50 per transaction.
3rd transaction onwards – 2.00 per transaction
|
|
Standing Instructions:
|
Service Charge to effect payment:
• Internal
• External |
Free
2.00 (plus cost of remittance instrument and postage)
|
| Reminder for SI payable to external parties (if insufficient funds in account at time of debiting) |
5.00
|
|
ATM:
|
| Cash withdrawal at other FI ATM |
1.00
|
ATM Regional Link Service:
• Withdrawal via NETS ATM @ Singapore
• Withdrawal via Arta Jasa ATM @ Indonesia |
10.00
|
| Inter-Bank Fund Transfer (IBFT) |
1.00
|
| Reimbursement of MEPS cash fund (e-Purse) |
Free
|
| Loading of MEPS e-Purse |
1.00
|
| Reload of Touch n' Go |
0.50
|
| Electronic Share Application |
1.00
|
|
Transaction Record:
|
| Quarterly Transaction Statement |
Free
|
| Ad-hoc printed statement request |
20.00 per statement
|
|
Others:
|
| Account Closure (within 3 months of opening) |
20.00
|
| Dormant Account Annual Fee |
10.00
|
|
|
| |
| Basic Current Account-i |
Annual Fee:
|
| • Fee Account |
8.00
|
| • Non-Fee Account |
Nil
|
| Audit Confirmation |
20.00 per account
|
| Over-the-counter transactions (per month):
|
| • Fee Account |
Free (unlimited transaction)
|
• Non-Fee Account
- Deposit transactions
- Withdrawal transactions
• 1st - 6th transactions
• 7th transaction onwards |
Free
Free
1.00 per transaction
|
| Account Closure (within 3 months of opening) |
20.00 |
| Stop payment instruction |
10.00
|
Cheque returned due to insufficient balance
|
100.00
|
| Half yearly service charge, if average balance less than RM 1,000 |
10.00
|
| Duplicate Statement/Ad-hoc Statement Request |
Free
|
| Inter branch transaction (cash, cheque and transfer transactions performed outside Home Branch's clearing area) |
0.03% of transaction amount (minimum of RM0.50 and maximum of RM500)
|
| Encashment by 3rd parties |
2.00
|
| Encashment by account holder |
Free
|
| Chequebook |
0.15 stamp duty per cheque leaf
|
| Overdrawn of Current Account (Due to insufficient fund and covered before the cut-off time for returned cheque) |
25.00 per cheque
|
| Uncollected Chequebook (Uncollected after 30 days of cheque book issuance) |
20.00 per chequebook
|
|
Appointment of mandatee to operate to operate an account:
|
| • Stamp duty |
10.00
|
| • Service charge |
10.00
|
| Dormant Account Annual Fee |
10.00
|
| Endorsement on company account and authorised signatories. |
20.00 per request
|
|
|
| Company Current Account-i |
Account Closure (within 3 months of opening) |
20.00
|
| Audit Confirmation |
20.00 per account
|
| Stop payment instruction |
10.00
|
| Cheque returned due to insufficient balance |
100.00 |
| Half yearly service charge, if average balance less than RM 1,000 |
10.00
|
| Duplicate Statement/Ad-hoc Statement Request |
20.00
|
| Inter branch transaction (cash, cheque and transfer transactions performed outside Home Branch's clearing area) |
0.03% of transaction amount (minimum of RM0.50 and maximum of RM500)
|
| Encashment by 3rd parties |
2.00
|
| Encashment by account holder |
Free
|
| Chequebook (Exempted for government bodies, school and co-op societies) |
0.15 stamp duty per cheque leaf
|
| Overdrawn of Current Account (Due to insufficient fund and covered before the cut-off time for returned cheque) |
25.00 per cheque
|
Uncollected Chequebook
(Cheque book uncollected after 30 days of cheque book issuance) |
20.00 per chequebook
|
|
Appointment of mandatee to operate to operate an account:
|
| • Stamp duty |
10.00
|
| • Service charge |
10.00
|
| Dormant Account Annual Fee |
10.00
|
| Endorsement on company account and authorised signatories. |
20.00 per request
|
|
|
| Basic Savings Account-i |
Annual Fee |
|
• Fee Account
|
8.00 |
|
• Non-Fee Account
|
Nil |
|
Over-the-counter transactions (per month):
|
|
• Fee Account
|
Free (unlimited transaction) |
|
• Non-Fee Account
- Deposit transactions
- Withdrawal transactions
• 1st - 6th transactions
• 7th transaction onwards
|
Free
Free
1.00 per transaction
|
|
Replacement for lost/stolen/damaged passbook
|
15.00 |
|
Account Closure (within 3 months of opening)
|
20.00 |
|
Inter branch transaction (cash, cheque and transfer transactions performed outside Home Branch's clearing area)
|
0.03% of transaction amount (minimum of RM0.50 and maximum of RM500) |
|
Statement Request from ATM
|
Free |
|
Dormant Account Annual Fee
|
10.00 |
|
|
| Savers' GANG Account-i
|
Replacement for stolen/lost/damaged passbook |
15.00 |
|
Account Closure (within 3 months of opening)
|
20.00 |
|
Inter branch transaction (cash, cheque and transfer transactions performed outside Home Branch's clearing area)
|
0.03% of transaction amount (minimum of RM0.50 and maximum of RM500) |
|
Statement Request from ATM
|
Free |
|
Dormant Account Annual Fee
|
10.00 |
|
|
| Investment Account-i |
Replacement of Investment Account-i receipt
(Due to lost, badly handled or mutilated) |
5.00 per receipt
|
| Ad-hoc statement request |
5.00 per request
|
|
|
| Services |
| Standing Instruction |
Application (for Stamp Duty) |
10.00
|
| Service charge to effect payment |
2.00 (plus cost of remittance instrument and postage)
|
| Reminder for SI payable to 3rd parties (if insufficient funds in account at time of debiting) |
5.00
|
|
|
| Autopay |
System crediting |
1.00 per account
2.00 per account – for Subscriber with no deposit account
|
| Manual crediting |
5.00 per account
|
|
|
| Safe Deposit Box (SDB) |
Annual Rental: |
|
• 3"x5"x24" (at selected branch only)
• 5"x5"x24"
• 3"x10"x24"
• 5"x10"x24"
• 10"x10"x24" (at selected branch only)
|
75.00
95.00
110.00
135.00
170.00
|
| Loss of Key (1 or 2 keys) |
150.00
|
Appointment of mandatee to access SDB
• Stamp Duty
• Service Charge
|
10.00
10.00
|
|
|
| Reload of Touch n' Go via Cash Deposit Machine |
Reload of Touch n' Go |
1.00
Current promotion: 0.50
|
|
|
| Automated Teller-Machine (ATM) |
Issuance of PMPC |
Free |
| Annual PMPC |
Free
|
| Cash withdrawal transactions for BSA-i/BCA-i accounts (per month): |
| • Fee Account |
Free (Unlimited transaction) |
• Non-Fee Account
- 1st - 8th transactions
- 9th transaction onwards
|
Free
0.50 per transaction
|
| Replacement of PMPC card (Due to lost, stolen or damaged) |
12.00 |
Reimbursement of MEPS cash fund
(e-Purse) |
Free |
| Cash withdrawal at other FI ATM |
1.00 |
| Inter-Bank Fund Transfer (IBFT) |
1.00 |
| Loading of MEPS e-Purse |
1.00 |
| Electronic Share Application |
1.00 |
ATM Regional Link Service:
Withdrawal via NETS ATM in Singapore and ArtaJasa in Indonesia |
10.00 |
| Reload of Touch n' Go |
0.50 |
|
|
| Depositing of Coins / Changing of Coins |
Coin Deposits
• Between RM500 to RM1,000
• More than RM1,000
Changing of Coins
• For every RM50 loose coins
• Per bag (same denomination) |
5.00
10.00
1.00
5.00
(The above fees are not applicable to individuals)
|
|
|
| Foreign Cheque for Collection |
Commission |
0.1% flat (minimum RM5.00 and maximum RM100.00) |
| Agent's Charges |
Agent's charges will be imposed and deducted from the cheque proceeds |
|
|
| Interbank GIRO |
Transaction origination from Account Type |
Over-the-counter |
Internet Banking |
BSA-i / BCA-i (Fee & Non-Fee) Account (per month)
- 1st & 2nd transactions
- 3rd transaction onwards |
0.50 per transaction
2.00 per transaction |
0.50 per transaction
2.00 per transaction |
| Other types of account |
2.00 per transaction |
2.00 per transaction |
| Over-the-counter transactions for walk-in customers |
2.00 per transaction |
|
|
| Remittance Instruments |
| Ordinary Cashier's Order (CO) |
Application: |
|
• By debiting of account
(For Current Account, the account holder must issue house cheque) |
Commission @ RM2.00
Stamp duty @ RM0.15
|
| By Cash |
Commission @ RM5.00
Stamp duty @ RM0.15
|
| Cancellation: |
|
| • With original CO |
2.00 per CO
|
| • Without original CO |
10.00 per CO
|
|
|
| Share Application Cashier's Order |
Issuance |
Commission - RM2.00
Stamp duty - RM0.15
|
| |
Application by debit Finance account i.e. SMART and Flexi Financing
Commission @ free
stamp duty @ free
|
| Cancellation without original CO |
10.00 per CO
|
|
|
| Demand Draft (in Local Currency) |
Issuance |
0.03% on the amount (minimum of RM0.50 and maximum of RM500) |
Cancellation:
• With original DD
• Without original DD
|
2.00 per DD
10.00 per DD
|
|
|
| Demand Draft (in Foreign Currency) |
Issuance |
2.00
No charge if remittance amount exceeds equivalent of RM5,000
|
| Un-presented Foreign Demand Draft (Foreign DD) |
30.00 - Investigation charges inclusive of handling fees
|
| Foreign Demand draft purchased by the customer and not presented by the Payee for more than 2 years from the date of issuance |
|
|
| Travellers Cheque (TC) |
Sale of Travellers Cheque:
• Commission
• Stamp Duty
• Postage
|
3.00 per transaction
0.15 (if stamp duty unpaid)
2.00 per transaction
|
Encashment of Travellers Cheque:
• Commission
• Stamp Duty
• Postage
|
-
0.15 per TC
2.00 per transaction
|
Repurchase of Travellers Cheque:
• Commission
• Stamp Duty
• Postage
|
-
0.15 (if stamp duty unpaid)
2.00
|
|
|
| Telegraphic Transfer (payable in Malaysia) |
Transfer within same clearing area
Transfer to different clearing area |
4.00 per instruction
14.00 per instruction |
|
|
| Telegraphic Transfer (payable in Foreign Currency) |
|
Over the counter
|
Internet banking |
| Commission |
2.00
No charges if remittance amount exceeds equivalent of RM5,000 |
Free |
| Cable charges/processing fee |
Differs between countries:
- Singapore : RM10.00
- Thailand : RM15.00
- Others : RM25.00
|
RM25.00 per transaction
(Not available for Singapore Dollar & Thailand Baht) |
|
|
| Foreign Worker Remittance (Service available at selected branches only and caters for remittance in IDR to Indonesia) |
|
Over the counter |
Internet banking |
| Service charge |
10.00 per application |
10.00 per transaction |
| Rejected application (due to transaction rejected by Agent Bank) |
5.00 per application |
5.00 per application |
|
|
| Financings |
| Al-Taslif Card-i |
Annual Fee |
| • Al-Taslif Platinum (MasterCard/VISA) |
Principal
RM688.00*
Supplementary
RM188.00* (Free for 1 card)
* Fee is waived subject to minimum card usage of 12 transactions p.a. OR minimum card spend of RM12,000.00 p.a. (retail/cash advance). |
| • Al-Taslif Gold (MasterCard/VISA) |
Principal
RM150.00*
Supplementary
RM75.00* (Free for 1 card)
* Fee is waived subject to minimum card usage of 12 transactions p.a. |
| • Al-Taslif Classic (MasterCard/VISA) |
Principal
RM75.00*
Supplementary
RM37.50* (Free for 1 card)
* Fee is waived subject to minimum card usage of 12 transactions p.a. |
| Profit Charges |
| • Al-Taslif Platinum/Gold/ Classic (MasterCard/ VISA) |
17.5% p.a. of the outstanding amount calculated on daily basis, up to 4% rebate on profit charges for prompt payment. |
| Cash advance fees |
50.00 per transaction |
| Minimum monthly payment |
5% of outstanding balance or a minimum of RM50.00, whichever is higher |
| Late payment compensation charge |
1% of the balance outstanding due or a minimum of RM5.00, whichever is higher and up to a maximum of RM50.00. |
| Profit free period |
20 days from the day the transactions are posted to the card account until Payment Due Date (Subject to amount is settled in full). |
| Conversion of overseas transactions |
The conversion rate is as determined by VISA International or MasterCard International with/plus an administration cost of 1% |
| Excess limit charge |
The excess limit charge is up to 2% of the amount above credit limit or a minimum of RM50, whichever is higher. |
| Card replacement fee |
25.00 per card |
| Return cheque fee |
100.00 per cheque |
| Card conversion fee |
50.00 for each card type change request |
| Sales Draft retrieval fee |
20.00 per copy |
| Monthly Statement retrieval fee |
20.00 per statement |
|
|
| AmIslamic Bank True Card-i |
Annual Fee: |
| • Principal Card |
Free-for-life (no condition attached)
|
| • Supplementary Card |
Free-for-life (no condition attached)
|
| Optional Features: |
Add-on Features
• Cash Rebate Programme
• Monthly Statement in Hard Copy
• AmProtector Coverage
• Travel Personal Accident Takaful
• Personal Accident Takaful
|
Applicable Fees
RM12 per annum
RM12 per annum
3 sen per RM100
RM31.50 per annum
RM15.75 per annum
|
| Profit Charges: |
| Purchases |
18% p.a. (1.5% per month) of the outstanding amount calculated on a daily rest basis and 6% p.a. (0.5% per month) rebate on retail profit for prompt monthly payment on card account |
| Cash Advance |
18% p.a. of the cash advance amount calculated on a daily basis from transaction date until full payment |
| Cash Advance Fee |
Fixed cash advance fee of RM50.00 will be imposed for each cash advance transaction |
| Minimum Monthly Payment |
5% of the outstanding balance or a minimum of RM50.00 |
| Late Payment Compensation Charges |
1% of the outstanding balance due, or a minimum of RM5.00, whichever is higher, up to a maximum of RM75.00 |
| Conversion for Overseas Transactions |
The conversion rate is as determined by VISA International plus an administration cost of 1% |
| Profit-free Period |
20 days from the transactions are posted to the card account until Payment Due Date, if card account is settled in full every month. 20-day profit-free period is only applicable for retail purchases |
|
|
| Arif Hire Purchase-i |
Road Tax Renewal: |
| • With AMAB Cover Note |
Free
|
• With Other Cover Note
- Home Branch
- Interbranch |
10.00
20.00
|
• Issuance of Release Letter:
- Home Branch
- Interbranch |
No charge
30.00
|
| Service charge for duplicate road tax disc |
20.00 |
| Duplicate Release letter |
30.00 |
| Audit Confirmation |
20.00 per request |
| Photocopy of Arif Hire Purchase-i Agreement and Guarantee Agreement |
20.00 per document |
Letter of Consent for:
• Interchange engine number
• Interchange registration number
• Duplicate registration card |
20.00 per letter |
| Service charge for JPJ transfer* |
50.00 |
| * (Applies to services provided by branches in Wilayah Persekutuan Kuala Lumpur and Selangor only, and are subject to change and variation) |
|
|
Home & Property Financing-i
(Fixed rate / Flexi rate) |
Photocopy of financing documents |
20.00 for first document
10.00 for subsequent document(s) |
| Redemption Statement |
50.00 per account per request basis
|
| Confirmation letter for withdrawal from EPF |
20.00 per request |
| Audit Confirmation |
20.00 per request |
| Additional request for statement of account |
20.00 per statement cycle |
| Re-execution fees |
100.00 per account |
| Processing fees for approved Home Financing-i |
Processing fee scale (based on financing size):
• Below RM25,000 - Nil
• RM25,000 to RM 30,000 - RM50.00
• RM30,001 to RM 100,000 - RM100.00
• Above RM100,000 - RM200.00
This fee is currently waived |
|
|
| Small & Medium Enterprise (SME) Financing |
Letter of Undertaking / Disclaimer Letter
|
1st request - Free
Subsequent request(s) - RM50.00 per letter |
| Redemption Statement |
50.00 per account per request basis |
|
Participation fee (Applicable for Syndication Financing)
|
0.5% of financing amount |
| Re-execution of documents (e.g. Form 16N, Form 42) |
100.00 per request |
|
|
