Simplify payments with AmFlexi-Plus

Convert your partial or full outstanding AmBank Credit Card/-i balances into instalments. We make it affordable and flexible for you anytime, anywhere via the AmOnline app.

Low interest/financing rates

Spread out your instalments up to 36 months

Affordable payments

Making it easier to manage your finances

Apply anytime, anywhere

No forms needed, just apply with the AmOnline app

How does it work?​

AmFlexi-Plus Retail Balance at 9.38% p.a.6 Months12 Months24 Months
RM1,000RM173.33RM89.99RM48.33
RM5,000RM866.63RM449.96RM241.63
RM10,000RM1,733.25RM899.92RM4,499.58
RM50,000RM8,666.25RM4,499.58RM2,416.25

The above table is for illustration purpose only.

The payable flat interest rate/management fee rate of 7.99% p.a. is equivalent to an effective interest rate/management fee of 13.57% p.a. for 6 months, 14.43% p.a. for 12 months, and 14.66% p.a. for 24 months respectively.

How to Apply Online

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Log in to AmOnline App and tap on selected Credit Card/-i to apply

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Tap on 'Convert to Instalment'

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Select or enter the amount to convert

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Select your preferred tenure

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Select or enter the amount to convert

Watch this tutorial video to know how to apply for AmFlexi-Plus:

Not on AmOnline? Get Started In No Time

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Download the AmOnline mobile app.

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Register for AmOnline.

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Authenticate your registration using PIN/TAC.

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You're done!

More Ways to Apply

Visit Our Branch

Find your nearest branch and ask us about AmFlexi-Plus.
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Give Us a Call

Reach us at 03-2178 8888 (Monday-Sunday), 7.00am to 11.00pm to ask us about AmFlexi-Plus.

Apply for AmFlexi-Plus

Begin by filling in your information details.
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Don't have an AmBank Credit Card/-i?

Apply for one today to enjoy more exclusive rewards and privileges.