AmVault Savings Account
Effective Date: 20 January 2025
*Rate is subject to change
Rates
Foreign Exchange Rate
Savings Account Rates
AmVault Savings Account-i
Effective Date: 20 January 2025
*Rate is subject to change
TRUE Savers Account
Effective Date: 01 July 2024
| Amount (RM) | Rates Per Annum |
| All Balances | 0.15% |
*Rates stated above is refer to base rate only. Please visit ambank.com.my/TRUESA for bonus rate details.
TRUE Savers Account-i
Effective Date: 01 July 2024
| Amount (RM) | Rates Per Annum |
| All Balances | 0.15% |
* Rates stated above is refer to base rate only. Please visit ambank.com.my/TRUESA for bonus rate details.
Basic Savings Account (BSA)
Effective Date: 01 July 2024
| Amount (RM) | Rates Per Annum |
| All Balances | 0.25% |
* Rates are subject to change
Basic Savings Account-i (BSA-i)
Effective Date: 01 July 2024
| Amount (RM) | Rates Per Annum |
| All Balances | 0.25% |
* Rates are subject to change.
Everyday Savings Account
Effective Date: 15 July 2020
| Amount (RM) | Rates Per Annum |
| Up to RM5,000 | 0.15% |
| >RM5,000 to RM100,000 | 0.20% |
| Above RM100,000 | 0.30% |
This information is good for existing Everyday Savings Account customers only
eFlex Savings Account
Effective Date: 08 January 2026
| Amount (RM) | Rates Per Annum |
| Daily Accrual Interest | 0.50% |
| Bonus Interest* | 1.45% |
* Bonus Interest rate is the difference between the prevailing 3-month Fixed Deposit board rate (rate is subject to change) and the Daily Accrual Interest rate.* To qualify for the Bonus Interest, daily end-of-day balance must be equal to or more than the threshold balance of RM20,000.* Bonus Interest is calculated based on the daily end-of-day balance with the qualifying threshold balance accrued and credited at month-end.(Rates are subject to change)
eFlex Savings Account-i
Effective Date: 08 January 2026
| Amount (RM) | Rates Per Annum |
| Daily Accrual Profit | 0.50% |
| Bonus Profit* | 1.45% |
* Bonus Profit rate is the difference between the prevailing 3-month Term Deposit-i board rate (rate is subject to change) and the Daily Accrual Profit rate.* To qualify for the Bonus Profit, daily end-of-day balance must be equal to or more than the threshold balance of RM20,000.* Bonus Profit is calculated based on the daily end-of-day balance with the qualifying threshold balance accrued and credited at month-end.(Rates are subject to change)
AmWafeeq Savings Account-i
Effective Date: 06 May 2025
| Amount (RM) | Rates Per Annum |
| All Balances | 0.10% |
* Rates are subject to change.
AmGenius Savings Account Rates
Effective Date: 14 July 2025
| Amount (RM) | Rates Per Annum |
| Up to RM100,000 | 1.75% |
| Above RM100,000 | 0.30% |
*Rates are subject to change
Savers’ G.A.N.G Savings Account Rates
Effective Date: 14 July 2025
| Amount (RM) | Rates Per Annum |
| Up to RM100,000 | 1.75% |
| Above RM100,000 | 0.30% |
* Rates are subject to change.
Savers’ G.A.N.G Account-i
Effective Date: 14 July 2025
| Amount (RM) | Rates Per Annum |
| Up to RM100,000 | 1.75% |
| Above RM100,000 | 0.30% |
* Rates are subject to change.
Family 1st Special Savings Account
Effective Date: 10 February 2020
| Amount (RM) | Rates Per Annum |
| Base Rate | 0.20% |
| Monthly Bonus* | 1.50% |
| Yearly Bonus** | 0.50% |
* Applicable for accounts with deposits exceeding withdrawals by at least RM1.00 for the month.** Applicable for accounts with deposits exceeding withdrawals by at least RM1.00 each month for 12 consecutive months.
Special Savings Account-i (Family First Solution-i)
Effective Date: 10 February 2020
| Amount (RM) | Rates Per Annum |
| Base Rate | 0.20% |
| Monthly Bonus * | 1.50% |
| Yearly Bonus ** | 0.50% |
* Applicable for accounts with deposits exceeding withdrawals by at least RM1.00 for the month.** Applicable for accounts with deposits exceeding withdrawals by at least RM1.00 each month for 12 consecutive months.*** Rates are subject to change.
Current Account Rates
Company Current Account-i
Effective Date: 15 July 2020
| Amount (RM) | Effective Profit Rate Per Annum |
| First RM150,000 | 0.00% |
| Above RM150,000 to RM500,000 | 0.50% |
| Above RM500,000 to RM800,000 | 0.60% |
| Above RM800,000 to RM1,000,000 | 1.00% |
| Above RM1,000,000 to RM3,000,000 | 1.50% |
| Above RM3,000,000 | 1.80% |
* Rates are subject to change.
Company Current Account
Effective Date: 15 July 2020
| Amount (RM) | Rates Per Annum |
| First RM150,000 | 0.00% |
| Above RM150,000 to RM500,000 | 0.50% |
| Above RM500,000 to RM800,000 | 0.60% |
| Above RM800,000 to RM1,000,000 | 1.00% |
| Above RM1,000,000 to RM3,000,000 | 1.50% |
| Above RM3,000,000 | 1.80% |
*Rates subject to change
Basic Current Account-i (BCA-i)
Effective Date: 01 July 2024
| Amount (RM) | Rates Per Annum |
| All Balances | 0.00% |
* Rates are subject to change.
True Transact Account
Effective Date: 10 February 2020
| Amount (RM) | Rates Per Annum |
| All Balances | 0.05% |
* Rates are subject to change
TRUE Transact Account-i
Effective Date: 21 August 2017
| Amount (RM) | Rates Per Annum |
| All Balances | 0.05% |
* Rates are subject to change
AmStar Current Account
Effective Date: 15 September 2025
| Amount (RM) | Rates Per Annum |
| First RM5,000 | 0.00% |
| Next RM5,000 to RM100,000 | 0.25% |
| Next RM100,000 to RM250,000 | 0.60% |
| Above RM250,000 | 1.85% |
*Rates subject to change
AmStar Current Account-i
Effective Date: 15 September 2025
| Amount (RM) | Rates Per Annum |
| First RM5,000 | 0.00% |
| Next RM5,000 to RM100,000 | 0.25% |
| Next RM100,000 to RM250,000 | 0.60% |
| Above RM250,000 | 1.85% |
* Rates are subject to change.
AmPartner
Effective Date: 06 May 2025
| Amount (RM) | Rates Per Annum |
| All balances | 0.25% |
*Rates are subject to change
Everyday Account-i (Family First Solution-i)
Effective Date: 15 July 2020
| Amount (RM) | Rates Per Annum |
| All Balances | 0.10% |
* Rates are subject to change.
Family 1st Everyday Account
Effective Date: 15 July 2020
| Amount (RM) | Rates Per Annum |
| All Balances | 0.10% |
Fixed Deposits and Term Deposit Rates
Conventional Fixed Deposit Rates
Effective Date: 12 December 2025
| Tenure | Rate Per Annum Tenure Board Rate |
| 1 month | 1.75% |
| 2 months | 1.75% |
| 3 months | 1.95% |
| 4 month | 2.00% |
| 5 months | 2.00% |
| 6 months | 2.05% |
| 7 months | 2.05% |
| 8 months | 2.05% |
| 9 months | 2.05% |
| 10 months | 2.05% |
| 11 months | 2.05% |
| 12 months | 2.05% |
| 15 months | 2.10% |
| 18 months | 2.10% |
| 21 months | 2.10% |
| 24 months | 2.10% |
| 36 months | 2.15% |
| 48 months | 2.15% |
| 60 months | 2.15% |
* Rates are subject to change
AmFDPlus (Formerly known as Am50Plus Fixed Deposit)
Effective Date: 12 December 2025
| Amount (RM) | Rates Per Annum |
| 3 months | 1.95% |
| 6 months | 2.05% |
| 9 months | 2.05% |
| 12 months | 2.05% |
| 15 months | 2.10% |
| 18 months | 2.10% |
| 21 months | 2.10% |
| 24 months | 2.10% |
| 36 months | 2.15% |
| 48 months | 2.15% |
| 60 months | 2.15% |
AmQuantum Fixed Deposit Rates
Effective Date: 12 December 2025
| Amount (RM) | Rates Per Annum |
| 9 months | 2.05% |
| 15 months | 2.10% |
| 18 months | 2.10% |
| 21 months | 2.10% |
| 24 months | 2.10% |
| 36 months | 2.15% |
| 48 months | 2.15% |
| 60 months | 2.15% |
*Rates are subject to change
Term Deposit-i
Effective Date: 12 December 2025
| Tenure | Profit Rate Per Annum Tenure Board Rate |
| 1 month | 1.75% |
| 2 months | 1.75% |
| 3 months | 1.95% |
| 4 months | 2.00% |
| 5 months | 2.00% |
| 6 months | 2.05% |
| 7 months | 2.05% |
| 8 months | 2.05% |
| 9 months | 2.05% |
| 10 months | 2.05% |
| 11 months | 2.05% |
| 12 months | 2.05% |
| 15 months | 2.10% |
| 18 months | 2.10% |
| 21 months | 2.10% |
| 24 months | 2.10% |
| 36 months | 2.15% |
| 48 months | 2.15% |
| 60 months | 2.15% |
Afdhal Term Deposit-i
Effective Date: 14 July 2025
| Amount (RM) | Rates Per Annum |
| All Tenure | 1.70% |
AmTDPlus-i (Formerly known as Am50Plus Term Deposit-i)
Effective Date: 12 December 2025
| Amount (RM) | Rates Per Annum |
| 3 months | 1.95% |
| 6 months | 2.05% |
| 9 months | 2.05% |
| 12 months | 2.05% |
| 15 months | 2.10% |
| 18 months | 2.10% |
| 21 months | 2.10% |
| 24 months | 2.10% |
| 36 months | 2.15% |
| 48 months | 2.15% |
| 60 months | 2.15% |
AmQuantum Term Deposit-i
Effective Date: 12 December 2025
| Amount (RM) | Rates Per Annum |
| 15 months | 2.10% |
| 18 months | 2.10% |
| 21 months | 2.10% |
| 24 months | 2.10% |
| 36 months | 2.15% |
| 48 months | 2.15% |
| 60 months | 2.15% |
Advance Profit Account-i
Effective Date: 12 December 2025
| Amount (RM) | Rates Per Annum |
| 1 month | 1.70% |
| 2 months | 1.70% |
| 3 months | 1.95% |
| 4 months | 2.00% |
| 5 months | 2.00% |
| 6 months | 2.05% |
| 7 months | 2.05% |
| 8 months | 2.05% |
| 9 months | 2.05% |
| 10 months | 2.05% |
| 11 months | 2.05% |
| 12 months | 2.05% |
Investment Accounts Rates
HomeLink/PropertyLink Investment Account-i
Effective Date: 26 June 2015
| Expected Return Rate Per Annum |
| 0.05% |
1. Only applicable to the existing accountholders.2. This product is not protected by PIDM.
Mudarabah Term Investment Account-i (MTIA-i)
Effective Date: 16 March 2026
| Tenure | Return on Asset ('R') | Board PSR (Customer:Bank) | Indicative Rate of Return |
| 1 month | 4.90% | 35.00 : 65.00 | 1.72 |
| 3 months | 4.90% | 40.90 : 59.10 | 2.00 |
| 6 months | 4.90% | 44.00 : 56.00 | 2.16 |
1. Profit Sharing Ratio ('PSR') is subjected to change.2. 'R' is subjected to Bank's declaration on 16th of every month.3. This product is not protected by PIDM.
Mudarabah Term Investment Account-i 2.0 (MTIA-i 2.0)
Effective Date: 16 March 2026
| Tenure | Return on Asset ('R') | Board PSR (Customer:Bank) | Indicative Rate of Return |
| 1 month | 5.00% | 37.00 : 63.00 | 1.85 |
| 3 months | 5.00% | 43.00 : 57.00 | 2.15 |
| 6 months | 5.00% | 46.00 : 54.00 | 2.30 |
| 12 months | 5.00% | 47.00 : 53.00 | 2.35 |
Base Lending Rate / Base Financing Rate
Base Lending Rate / Base Financing Rate
| Effective Date | Current Rate |
| 14 July 2025 | 6.45% |
NoteEffective 14 July 2025, applicable for Non-Retail/ Corporate financing only.Also applicable to all financing (Retail & Non-Retail/ Corporate financings) approved prior to 14 July 2025. Please click here for historical series of SBR, BR and BLR.
Please click here for historical series of SBR, BR and BLR.
Base Rate
Base Rate
Effective Date: 14 July 2025
| Base Rate (BR) | 3.60 |
| Interest Rate / Profile Rate | BR + 0.65% |
| Effective Lending Rate / Efflective Profile Rate* | 4.50% |
Illustration above is based on RM350,000 loan/financing, 30 years with no lock-in period.* The above Effective Lending Rate / Effective Profit Rate is indicative and subject to the Bank's evaluation and approval.Benchmark Cost Of Fund (COF) The components of the benchmark cost of funds are marginal cost of funds of deposits and 3-months KLIBOR. Please click here for historical series of SBR, BR and BLR.
Please click here for historical series of SBR, BR and BLR.
Foreign Currency Fixed Deposit and Term Deposits Rates
Foreign Currency Fixed Deposit and Term Deposits Rates
View our limited-time offer on Foreign Currency Fixed Deposit and Term Deposit-i!
Click here to view the board rates of Foreign Currency Fixed Deposit and Term Deposit-i.
Standardised Based Rate
Standardised Based Rate
| Effective Date: 14 July 2025 | |
|---|---|
| Standardised Base Rate (SBR) | 2.75% |
| Interest Rate / Profit Rate | SBR + 1.25% |
| Effective Lending Rate / Effective Profit Rate* | 4.00% |
Illustration above is based on RM350,000 loan/financing, 30 years with no lock-in period.
* The above Effective Lending Rate / Effective Profit Rate is indicative and subject to the Bank's evaluation and approval.
Please click here for FAQ.
Please click here for historical series of SBR, BR and BLR.
Fees and Charges
AmBank Fees And Charges
Deposits
Cards
Loans
AmMoneyLine
| Type of Charges | Charge (RM) |
|---|---|
| Stamp Duty | As per Stamp Duty Act 1949 (Revised 1989) |
| Late Payment Charges | 1% per annum on outstanding instalment Calculation: Instalment in arrears x late payment charge rate x (Days outstanding/365) |
Housing Loan & Property Loan
| Type of Charges | Charge | Description/ Purpose |
|---|---|---|
| Subsidy Letter | RM20.00 administrative fee for each request | Charged upon request from customer for confirmation of home loan interest charge. Applicable for customer with housing loan allowance from company only |
| Transfer of share of property | RM300.00 administrative fee per account upon acceptance of letter of offer | Charged upon customers request for change of property owner’s name to a new party |
| Photocopy of financing/ legal/ security documents | RM20.00 per request | Charged upon request from customer for copy documents |
| Redemption Statement | RM25.00 per account per request basis | Charged upon request from customer for confirmation of loan outstanding for loan settlement prior to loan maturity |
| Confirmation letter for withdrawal from EPF | RM20.00 per request | Charged upon request from customer for letter of confirmation of housing loan balance statement addressed to EPF |
| EPF Ring Fence (Applicable For PP1MA SPEF Only) | RM50.00 per request | Charged upon request from customer for letter of confirmation of housing loan balance statement addressed to EPF |
| Audit Confirmation (Applicable For Non-Individual Only) | RM20.00 per request | Charged upon request from customer for issuing audit confirmation letter to Auditors |
| Additional request for statement of account | Hardcopy: RM13.00 per request Softcopy: RM10,00 per request | Charged upon request from customer for regenerate of loan statement |
| Housing loan daily rest (redraw facility) | RM50.00 administrative fee for each withdrawal. | Charged upon request from customer to redraw the repayment amount in the loan account |
| Home Link Monthly Maintenance Fee | RM10.00 charged on monthly basis | Monthly maintenance fee charged for maintaining of Homelink account |
| Property Link Monthly Maintenance Fee | RM20.00 charged on monthly basis | Monthly maintenance fee charged for maintaining of Propertylink account |
| Home Link/ Property Link Set-Up Fee | No fee applies | One-time initial fee charged to set up / link of current account and loan account for customer who applied for Home Link/Property Link |
| Stamp Duty | As per the Stamp Act 1949 (Revised 1989). Stamp duty is 0.5% of the financing amount and nominal stamp duty of RM10 per copy document. | |
| Professional Legal Fee | Solicitors fee for preparation of financing agreement | |
| Valuation Fee | Valuation Fees for preparation of formal valuation report prior to first disbursement of the facility (applicable or completed properties only) | |
| Late Payment Charges | Late payment charges of 1% p.a on the amount in arrears | |
New revised fee & charges will take effect from 1 October 2025.
SME Loan
| Type of Charges | Charge |
|---|---|
| Stamp duty | As per Stamp Duty Act 1949 (Revised 1989) |
| Redemption Statement | RM25.00 per account per request basis |
| In-House Documentation | RM300 |
| Insolvency fee (for in-house documentation only) | RM12.70 per search |
| Commitment fee (applicable for Overdraft and Revolving Credit) | 1% p.a on untilised amount |
| Late Payment Charges | 1% p.a. on the instalment amount due |
| Transfer of share / Amendment of title | RM300 per case |
| Guarantee Fee | Fee as charged by CGC/SJPP |
| Prepayment Fee | Up to 2% original loan approve limit |
| Photocopy of loan documents | RM20 first document; subsequent RM10 |
| Letter of Disclaimer
(Bridging loan account only) For Project based under construction by developer | RM50 for re-issuance |
| Redemption Statement For Project based under construction by developer | RM50 |
| Documents Fees for discharge document upon facility fully settled (Bridging loan) | RM100 / set |
| Handling Fees For under construction developer project (Unit developed and not finance by the bank) | RM50 |
| One-Off Admin Fees For under construction developer project (partial redemption) | Up to 100 units: RM1,000 101 to 300 units: RM3,000 301 to 500 units: RM5,000 501 to 1,000 units: RM10,000 1,001 to 1,500 units: RM15,000 1,501 to 2,000 units: RM20,000 Above 2,001 units: RM25,000 |
Bank Services
ASNB Investment via AmOnline
| Service/Description | Fees/Charges |
|---|---|
| Fees/Charges | For the fees and charges pertaining to unit trust funds, please refer to the respective fund’s Prospectus/Supplementary Prospectus/Product Highlights Sheet. |
| Service charge on ASNB Fixed Price Fund subscription online | RM1.00 per transaction |
| Service charge on ASNB Variable Price Fund subscription online | No charge |
Note: All fees and charges are subject to Government Tax, if applicable
Tabung Haji via AmOnline
| Services via AmOnline | RM |
|---|---|
| Fund Transfer | 1.00 |
| Balance Inquiry | Nil |
| Limit Maintenance | Nil |
Depositing of Coins / Changing of Coins
| Type of Charges | Charge |
|---|---|
| Depositing of Coins: | |
| Between RM500 to RM1,000 | RM5.00 |
| More than RM1,000 | RM10.00 |
| Changing of Coins: | |
| For every RM50 loose coins | RM1.00 |
| Subsequent loose coins less than RM50 | RM1.00 |
| Per bag (same denomination) | RM5.00 |
(The above fees are not applicable to individuals)
Foreign Cheque for Collection
| Type of Charges | Charge |
|---|---|
| Commission | 0.1% flat (minimum RM5.00 and maximum RM100.00) |
| Agent’s Charges | Agent's charges will be imposed and deducted from the cheque proceeds. |
Interbank GIRO (IBG)
| Transaction Type | Charge |
|---|---|
| Branch (Over-the-Counter) | RM0.30 per transaction (Waived for senior citizens aged 60 years old and above, and disabled persons) |
| Internet/Mobile Banking | Free |
| ATM | RM0.10 per transaction |
| Standing Instruction (Periodical Transfer) | RM0.30 per transaction |
Standing Instruction
| Type of Charges | Charge |
|---|---|
| Internal Standing Instruction | Free |
External Standing Instruction:
|
|
Automated Teller Machine (ATM)
| Type of Charges | Charge |
|---|---|
| Interbank Fund Transfer (IBFT) RM0.00 for IBFT from RM0.01 to RM5,000.00 RM0.50 for IBFT from RM5,000.01 and above |
|
| Electronic Share Application | RM1.00 per transaction |
| Interbank GIRO (IBG) | RM0.10 |
Remittance Instruments
| Type of Charges | Charge (RM) | |
|---|---|---|
| Cashier’s Order (CO) | ||
| Application By debiting of account | Commission @ RM2.00 Stamp duty @ RM1.00 | |
| By cash | Commission - RM5.00 Stamp duty - RM1.00 | |
Cancellation:
|
| |
| Share Application Cashier's Order | ||
| Issuance | Commission - RM2.00 Stamp duty - RM1.00 | |
| Cheque processing fee | RM0.50 per transaction | |
| Application by debiting loans account i.e. SMART and Flexiloan Commission @ free Stamp duty @ free | |
| Cancellation without original CO | RM10.00 per CO | |
| Demand Draft (in Foreign Currency) | ||
| Issuance |
| |
| Cheque processing fee | RM0.50 per transaction | |
| Un-presented Foreign Demand Draft (Foreign DD) | RM30.00 - Investigation charges inclusive of handling fees | |
| Foreign Demand Draft purchased by the customer and not presented by the Payee for more than 2 years from the date of issuance. | ||
| Telegraphic Transfer (payable in Malaysia) | ||
| Interbank RENTAS | RM4.00 per instruction | |
| Telegraphic Transfer (payable in Foreign Currency) | ||
Internet Banking Transaction
| RM20.00 per transaction |
|
Over the counter
|
| |
| Foreign Worker Remittance (Service available at selected branches only and caters for remittance in IDR to Indonesia) | ||
Over the counter
|
| |
Internet Banking
|
| |
Retrieval Charges for Physical Documents
| Type of Charges | Charge |
|---|---|
| Within 1 year from the date of transaction |
|
| More than 1 year from the date of transaction |
|
AmBank Islamic Fees & Charges
Deposits
Deposits
Investment
HomeLink Investment Account-i
| Type of Charges | Charge |
|---|---|
| Wakalah Fee | Waived |
| Account Closure (within 3 months of opening) | RM20.00 |
| Audit Confirmation | RM20.00 per account |
| Stop payment instruction | RM10.00 |
| Returned cheque (Insufficient balance) | RM100.00 |
| Sweep Facility (Per successful transaction) | RM2.00 |
| Monthly Maintenance Fee | RM10.00 |
eStatement
| FREE |
| Monthly hardcopy statement | RM1.00 |
| Duplicate Statement/Ad-hoc Statement Request | RM10.00 |
| Encashment by 3rd parties | RM2.00 |
| Encashment by account holder | Free |
| Chequebook (Exempted for government bodies, schools and co-op societies) | RM1.00 stamp duty per cheque leaf |
| Cheque Processing Fee | RM0.50 per transaction |
| Charges on overdrawn Current Account (Due to insufficient fund and covered before the cut-off time for returned cheque) | RM25.00 per cheque |
| Uncollected Chequebook (Cheque book uncollected after 30 days of cheque book issuance) | RM30.00 per chequebook |
Appointment of mandatee to operate an account
|
|
| Dormant Account Annual Fee | RM10.00 |
| Endorsement on company account and authorised signatories. | RM20.00 per request |
| Bulk Cash Placement at branches (For corporate accounts) | RM10.00 for every 1,000 pieces in any denomination per account |
PropertyLink Investment Account-i
| Type of Charges | Charge |
|---|---|
| Wakalah Fee | Waived |
| Account Closure (within 3 months of opening) | RM20.00 |
| Audit Confirmation | RM20.00 per account |
| Stop payment instruction | RM10.00 |
| Returned cheque (Insufficient balance) | RM100.00 |
| Sweep Facility (Per successful transaction) | RM2.00 |
| Monthly Maintenance Fee | RM20.00 |
eStatement
| FREE |
| Monthly hardcopy statement | RM1.00 |
| Duplicate Statement/Ad-hoc Statement Request | RM10.00 |
| Encashment by 3rd parties | RM2.00 |
| Encashment by account holder | Free |
| Chequebook (Exempted for government bodies, schools and co-op societies) | RM1.00 stamp duty per cheque leaf |
| Cheque Processing Fee | RM0.50 per transaction |
| Charges on overdrawn Current Account (Due to insufficient fund and covered before the cut-off time for returned cheque) | RM25.00 per cheque |
| Uncollected Chequebook (Cheque book uncollected after 30 days of cheque book issuance) | RM30.00 per chequebook |
Appointment of mandatee to operate an account
|
|
| Dormant Account Annual Fee | RM10.00 |
| Endorsement on company account and authorised signatories. | RM20.00 per request |
| Bulk Cash Placement at branches (For corporate accounts) | RM10.00 for every 1,000 pieces in any denomination per account |
Financing
Personal Financing-i
| Type of Charges | Charge |
|---|---|
| Stamp Duty |
|
| Takaful Contribution | Based on Facility Amount, tenure and customer’s age |
| BPA Monthly Fee | 2% of the Bank's monthly payment charged by BPA |
| Late Payment Charges | Click Here |
Term Financing-i secured by ASB or ASB2 certificate
| Type of Charges | Charge |
|---|---|
| Stamp Duty | As per the Stamp Duty Act 1949 (Revised 1989) |
| Lien Fee on ASB or ASB2 certificate payable to ASNB | RM54.00 per certificate |
| Late Payment Charges | Click here |
AmMoneyLine Facility-i
| Type of Charges | Charge |
|---|---|
| Stamp Duty | As per the Stamp Duty Act 1949 (Revised 1989) |
| Late Payment Charges | Click Here |
Auto Financing-i MTQ
| Type of Charges | Charge |
|---|---|
| Stamp Duty | As per the Stamp Act 1949 (Revised 1989). Stamp duty is 0.5% of the financing amount and nominal stamp duty of RM10 per copy document |
| Stamping Fee | RM30 (additional RM10 per guarantor) |
| Professional Legal Fee & Registration on Power of Attorney (PA) at High Court | RM314 |
| E-Hakmilik Fee | RM3.00 per registration |
| BPA Monthly Fee | 2% of the Bank's monthly payment charged by BPA. |
| Wakalah Fee | RM10.00 (Waived) |
| Trading Fee | Standard rate as may be imposed and revised from time to time by Bursa Malaysia Islamic Services Sdn Bhd’s (“BMIS”) or such other commodity trading platform as may be approved by the Bank (to be borne and apportioned equally between the Bank and the Customer) accordingly with prior notice to the Customer of at least twenty-one (21) calendar days. |
Home & Property Financing-i
| Type of Charges | Charge |
|---|---|
| Wakil Fee | RM20.00 |
| Stamp Duty | As per the Stamp Act 1949 (Revised 1989). Stamp duty is 0.5% of the financing amount and nominal stamp duty of RM10 per copy document. |
| Disbursement Fee | Include fees for registration of charge and other related charges. |
| Professional Legal Fee | Solicitors fee for preparation of financing agreement |
| Valuation Fee | Valuation Fees for preparation of formal valuation report prior to first disbursement of the facility (applicable or completed properties only) |
| Trading Fee | RM6 per million on pro rata basis (shared equally between the Bank and Customer on actual fee imposed by the trading partner) |
| Home Link/Property Link Set-Up Fee | No fee applies |
| Redemption Statement | RM25.00 per account per request basis Note: Only applicable for non Tawarruq Home / Property Financing-i |
| Confirmation letter for withdrawal from EPF | RM20.00 per request |
| Audit Confirmation | RM20.00 per request |
| Additional request for statement of account | Hardcopy: RM13.00 per request Softcopy: RM10.00 per request |
| Photocopy of financing/ legal/ security documents | RM20.00 per request |
| Late Payment Charges | Click Here |
Small & Medium Enterprise (SME) Financing
| Type of Charges | Charge |
|---|---|
| Letter of Undertaking / Disclaimer Letter |
|
| Redemption Statement | RM25.00 per account per request basis |
| Participation fee (Applicable for Syndication Financing) | 0.5% of financing amount |
| Re-execution of documents (e.g. Form 16N, Form 42) | RM100 per request |
| Late Payment Charges | Click Here |
Late Payment Charges (LPC) for Islamic Financing Facilities
Effective from 16 March 2026
| Financing Period | Rate | Calculated Based on |
|---|---|---|
| Prior To Maturity Date | 1.00% |
|
| After Maturity Date | At IIMM Rate, currently at 2.75% | The outstanding balance. |
| After Bank Obtained Court Judgment | The outstanding balance (excluding legal costs and late payment charges as stated in the judgement). |
Note:
- Revised based on Guidelines on Late Payment Charges
- Not applicable for Credit Cards
- For further enquiries, please contact Product Management team of AmBank Islamic.
To view previous 12 months rates, click here.
Cash Line Facility-i (SME)
| Type of Charges | Calculated Based on |
|---|---|
| Stamp Duty | As per Stamp Duty Act 1949 (Revised 1989). Stamp duty is 0.5% of the financing amount and nominal stamp duty of RM10 per copy document. |
| Legal Fee | Solicitors fees for preparation of financing agreement (if necessary) |
| Valuation Fee | If secured against a property |
| Takaful Contribution | AmMetLife Takaful / Other Takaful operator |
| Others | Registration of charge, land search and bankruptcy search fees |
| CGC Guarantee Fee (If applicable) | The Guarantee Fee is charged based on CGC’s risk adjusted pricing |
| Wakil Fee | RM 20.00 |
| Trading Fee | RM6 per million on pro rata basis (shared equally between the Bank and Customer on actual fee imposed by the trading partner) |
| Late Payment Charges | In-tenure - 1% per annum on profit due amount Off-tenure - Islamic Interbank Money Market Rate (IIMM) or any other rates determined by regulator. |
SME Term Financing-i
| Type of Charges | Calculated Based on |
|---|---|
| Stamp Duty | As per Stamp Duty Act 1949 (Revised 1989). Stamp duty is 0.5% of the financing amount and nominal stamp duty of RM10 per copy document. |
| Professional Legal Fee | Solicitors fee and disbursements for preparation of financing agreement (where applicable) |
| Valuation Fee | If secured against a property |
| Trading Fee | RM6 per million on pro rata basis (shared equally between the Bank and Customer on actual fee imposed by the trading partner) |
| Wakil Fee | RM20.00 |
| Takaful Contribution | AmMetLife Takaful / Other Takaful operator (if applicable). |
| Early Settlement Charge | Principal balance outstanding × 2.0% should the early settlement done within Lock-in Period (if applicable). |
| Guarantee Fee | As per guarantee fee charged by CGC, SJPP or any other third party guarantor |
| Late Payment Charges | Click here |
Cards
Bank Services
Tabung Haji via AmOnline
| Services via AmOnline | RM |
|---|---|
| Fund Transfer | 1.00 |
| Balance Inquiry | Nil |
| Limit Maintenance | Nil |
Depositing of Coins / Changing of Coins
| Type of Charges | Charge |
|---|---|
Coin Deposits
|
|
Changing of Coins
|
|
(The above fees are not applicable for individuals)
Foreign Cheque for Collection
| Type of Charges | Charge |
|---|---|
| Commission | 0.1% flat (minimum RM5.00 and maximum RM100.00) |
| Agent's Charges | Agent's charges will be imposed and deducted from the cheque proceeds. |
Interbank GIRO (IBG)
| Transaction Type | Charge |
|---|---|
| Branch (Over-the-Counter) | RM0.30 per transaction (Waived for senior citizens aged 60 years old and above, and disabled persons) |
| Internet/Mobile Banking | Free |
| ATM | RM0.10 per transaction |
| Standing Instruction (Periodical Transfer) | RM0.30 per transaction |
Standing Instruction
| Type of Charges | Charge |
|---|---|
| Internal Standing Instruction | Free |
External Standing Instruction:
|
|
Automated Teller Machine (ATM)
| Type of Charges | Charge |
|---|---|
| Interbank Fund Transfer (IBFT) RM0.00 for IBFT from RM0.01 to RM5,000.00 RM0.50 for IBFT from RM5,000.01 and above |
|
| Electronic Share Application | RM1.00 per transaction |
| Interbank GIRO (IBG) | RM0.10 |
Remittance Instruments
| Type of Charges | Charge | |
|---|---|---|
| Ordinary Cashier's Order (CO) | ||
| Application By debiting of account (For Current Account, the account holder must issue house cheque) | Commission @ RM2.00 | |
| By Cash | Commission @ RM5.00 Stamp duty @ RM1.00 Cheque processing fee @ RM0.50 per transaction | |
Cancellation:
|
| |
| Share Application Cashier's Order | ||
| Issuance | Commission - RM2.00 Stamp duty - RM1.00 | |
| Cheque processing fee | RM0.50 per transaction | |
Application by debiting loans account i.e. SMART and Flexi loan
| ||
| Cancellation without original CO | RM10.00 per CO | |
| Demand Draft (in Foreign Currency) | ||
| Issuance | RM2.00 No charge if remittance amount exceeds equivalent of RM5,000 | |
| Cheque processing fee | RM0.50 per transaction | |
| Un-presented Foreign Demand Draft (Foreign DD) | RM30.00 - Investigation charges inclusive of handling fees | |
| Foreign Demand draft purchased by the customer and not presented by the Payee for more than 2 years from the date of issuance | ||
| Telegraphic Transfer (payable in Malaysia) | ||
| Interbank RENTAS | RM4.00 per instruction | |
| Telegraphic Transfer (payable in Foreign Currency) | ||
Internet Banking Transaction | Cable charges/processing fee:
|
|
Over-the-counter Transaction | Commission
Cable charges/processing fee
|
|
| Foreign Worker Remittance (Service available at selected branches only and caters for remittance in IDR to Indonesia) | ||
| Service charge | Over the counter:
| Internet banking:
|
| Rejected application (due to transaction rejected by Agent Bank) | Over the counter:
| Internet banking:
|
Retrieval Charges for Physical Documents
| Type of Charges | Charge |
|---|---|
| Within 1 year from the date of transaction |
|
| More than 1 year from the date of transaction |
|