Flexible policy with comprehensive benefits for Small and Medium Enterprises
Eligibility
Available for any Small and Medium Enterprises (SME).
Key Benefits
All Risks
Coverage for property destroyed, damaged or lost by accident.
Burglary
Coverage for any part of the property within the premise which is damaged or lost by burglary.
Money
Coverage for loss of money from any cause while in transit.
Coverage for loss of money (insured) within the premises.
Coverage for loss of money (insured) within the premises.
Fidelity Guarantee
Coverage for any pecuniary loss sustained by any act of fraud or dishonesty committed by the employees.
Note: Pecuniary Loss is a loss that can be evaluated in money/financial terms.
Plate Glass
Coverage for any breakage of glass.
Machinery Breakdown
Coverage for any unforeseen and sudden physical loss or damage to machinery from defects, design related faults, bad workmanship etc.
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Group Personal Accident
24-hour worldwide insurance protection against death, permanent disablement and bodily injury caused by accidental, violent, external and visible means.
Employer’s Liability
If you are legally liable to compensate your employee for any claim of any injury/illness arising from any accident in their course of employment, this coverage will provide compensation on your behalf.
Public Liability
In connection with your business, if you are legally liable to compensate any third party for any claim of bodily injury and property damage, this coverage will provide compensation on your behalf.
Key Features
Flexibility on the sum insured that caters for your needs (subject to maximum limit)
One premium, one policy, and one stamp duty only.
Complimentary legal defence cost of up to RM10,000.
The benefit(s) payable under this eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Liberty General Insurance Berhad or PIDM (visit www.pidm.gov.my).
This product is underwritten by Liberty General Insurance Berhad Registration No. 197801007153 (44191-P), licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.
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