Pay-As-You-Grow Term Loan (PayG)

Malaysia’s 1st Term Loan linked to POS transaction and Deposit Account.

Pay-As-You-Grow Term Loan (PayG) is the fastest and most convenient way to get upfront cash for your business.

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About PayG

What is PayG?
It is an unsecured Term Loan so businesses can get immediate working capital when you need it most. It also offers greater flexibility and control because it is linked to your Point of Sale (POS) and Deposit account for better tracking and repayment options.
Why choose PayG?
PayG can get your business moving and growing quick! It also provides you with the money you need, when you need it fast!

Key Benefits

All-in-one Account

Term Loan linked to Point of Sale (POS) and Deposit account

Automated Repayment

Deducted daily from POS transactions.

Hassle-free Application

Quick loan based on POS transactions.

Zero Fee

Zero fee and No collaterals.

Affordable Monthly Repayment

Loan Amount (RM)Effective Interest Rate 18% p.a.
12 Months 24 Months 36 Months
20,0001,834999724
60,0005,5012,9962,170
90,0008,2524,4943,254
120,00011,0025,9914,339
150,00013,7527,4895,423
200,00018,3369,9857,231

 

Note:
  • The rate quoted above is for illustration purpose and the final interest rate may vary between 6.49% to 9.91% flat rate per annum.
  • The final approved loan amount and interest rate are subject to the Bank’s credit review.
  • To calculate your monthly repayment, please click here.

Documents

DescriptionView
Terms and Conditions
Product Disclosure Sheet
PIDM Disclosure
FAQ

 

For more information about PayG, please contact AmBank Merchant Helpdesk at 03-2167 7800
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