Save better with Balance Transfer
Let your worries go and savings grow when you consolidate your credit card/-i outstanding balances with AmBank/AmBank Islamic.
Competitive rate
Attractive rate at 4.88% p.a. with no upfront fees
Document-free
No supporting documents required
Flexible terms
Flexible repayment/payment period up to 60 months
(Tenure: 6, 12, 24, 36, 48 or 60 months)
How to Apply Online
Login to AmOnline.
Click on "Apply", then select "Apply Balance Transfer".
You will receive an SMS and email notification for your application.
Not on AmOnline? Get Started In No Time
Download the AmOnline mobile app.
Register for AmOnline.
Authenticate your registration using PIN/TAC.
Click on "Apply", then select "Apply Balance Transfer".
More Ways to Apply
Visit Our Branch
Find your nearest branch and ask us about Balance Transfer.
Give Us a Call
Reach us at 03-2178 8888 (Monday-Sunday), 7.00am to 11.00pm to ask us about Balance Transfer.
Savings Made Easy
Learn More
Frequently Asked Questions (FAQ)
1. What is Balance Transfer?
Balance Transfer allows you to transfer your Credit Card/Credit Card-i balances from other banks
or financial institutions to your AmBank Credit Card/AmBank Islamic Credit Card-i.
2. What is the minimum and maximum amount for a Balance Transfer application?
The minimum amount per application is RM1,000. The maximum amount is subject to the
available limit of your Credit Card/Credit Card-i, whichever is lower.
3. May I cancel or opt for early settlement for my Balance Transfer?
Yes, but do take note that there will be an early settlement fee of RM100 (not applicable to
TRUE by AmBank Visa Card, AmBank BonusLink Visa Card and AmBank MCard).
Don't have an AmBank Credit Card/-i?
Apply for one today to enjoy more exclusive rewards and privileges.
