Affordable, extensive coverage for your family and prized possessions
Eligibility
Available for private residences with ONLY Brick wall, concrete, tile with zinc roof
This cover is subject to the terms and conditions of the policy.
Key Benefits
Household Guard's wide range of coverage:
- Fire & Lightning
- Explosion
- Natural disasters i.e. windstorm, typhoon, earthquake, volcanic eruption
- Impact damage by aerial and/or ground devices
- Theft/burglary following forcible entry
- Hold up & armed robbery
- Bursting/overflowing of domestic pipes/water tanks pipes/water tanks
- Riot. Strike & malicious damage
Extensive contents coverage:
- Furniture including wall mirrors
- Electrical appliances including camcorders, camera and the like
- Personal computers including its software
- Silverware, gold, platinum, pewter, jewellery, watches furs up to 30% of sum insured
- Cash, currency notes, bank notes, coins collections up to RM1,000.00
- Personal effects situated within the compound e.g., bicycles, gardening tools up to RM1,000.00
- Antiques, valuable paintings and other valuable up to 30% of sum insured
- Servant property up to RM1,000.00
- Damage to refrigerator contents and the like caused by insured perils up to RM200.00
- Damage to lock and keys consequent of insured perils up to RM200.00
- Fire department charges up to RM5,000.00
- Property temporarily removed
- Personal Accident coverage up to 5 members of the household up to RM10,000.00 per person
- Cash reimbursement up to 10% of Sum insured
- Public Liability cover which will protect you against legal liabilities in the event you inadvertently cause injury or property damage to other up to RM250,000.00
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