Secure yourself against financial stress in case of accidents.
- Available for insured person or his / her spouse who are 16 years to 65 years old, policy renewal up to 70 years old.
Note: Insured person aged 16 years old and above but below the age of 18 years old must obtain parental/guardian consent before purchasing this policy. - Available for insured’s child(ren) who is/are financially dependent and/or still studying and who is/are not gainfully employed or married, between the ages of 1 month and under 25 years of age and permanently residing in Malaysia.
This cover is subject to the terms and conditions of the policy.
Key Benefits
Accidental Death
The Capital Sum insured in one lump sum
Advanced cash benefit equivalent to 10% of the Capital Sum insured as emergency cash to your named nominee. If accidental death occurs whilst traveling as a fare paying passenger on any mode of public transport, we will pay double the Capital Sum Insured in one lump sum.
Permanent Disablement
- The Capital Sum insured in one lump sum
- Cosmetic surgery up to RM5,000
- The use of wheelchair up to RM500
- Artificial limbs up to RM2,000
Medical Expenses and Traditional Treatment
- Reimbursement of expenses up to the maximum allowable per plan including hospital room and board, clinical, outpatient and surgical treatment.
- Ambulance fees up to RM400 per accident.
- Sinseh/dukun traditional treatment up to RM400 per accident.
- Up to RM200 for the cost of medical report and post-mortem report.
Hospitalisation Benefits
- Daily cash allowance of RM200, up to a maximum of 7 days. Additional RM100 cash benefit a day is payable up to 5 days only if you are hospitalised in a government hospital.
- Post hospitalisation treatment allowance (within 31 days from discharge) up to RM1,500.
- Payable up to RM100 (per accident) for reimbursement of public transport fare incurred by the Insured’s next of kin.
Weekly Benefits
Funeral Expenses
Repatriation
Snatch Theft
Personal Liability
The benefit(s) payable under this eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Liberty General Insurance Berhad or PIDM (visit www.pidm.gov.my).
This product is underwritten by Liberty General Insurance Berhad Registration No. 197801007153 (44191-P), licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.