About Right Cover Plus PA

What is Right Cover Plus PA?

This policy provides 24 hours worldwide insurance protection against death or permanent disablement caused by accidental, violent external and visible means.

This product is available to Malaysians, Permanent Residents of Malaysia, Work Permit/Pass Holders in Malaysia and/or his/her legal spouse and/or child or employee who is legally residing in Malaysia. If the Insured is a corporate body, then the Insured is able to name its employee as the Insured Person.

Age Limit for:

  • Insured or his/her spouse/employee must be sixteen (16) years to seventy-five (75) years old, renewable for lifetime. Insured aged sixteen (16) years old and above but below the age of eighteen (18) years old must obtain parental/guardian consent before purchasing this insurance Policy.
  • Insured’s child who is financially dependent on him/her is thirty (30) days to eighteen (18) years old or up to twenty-five (25) years old if still studying full time in a recognised institution of higher learning

Key Benefits

Accidental Death

Renewal bonus 10% per year up to maximum of 100% of the Principal Sum Insured

Permanent Disablement

Renewal bonus 10% per year up to maximum of 100% of the Principal Sum Insured

 

Funeral Expenses

Up to RM2,000

Medical Expenses, Corrective Dental and/or Cosmetic Surgery and/or Ambulance Fees

Provides coverage of up to RM2,000

Purchase of Orthopaedic Equipment

Provides coverage of up to RM600

Daily Hospital Income

Up to 100 days per accident

Double Hospital Income

While in Intensive Care Unit

Triple Indemnity

For accidents that occur during a national public holiday in Malaysia, while travelling as a fare-paying passenger on public transport or while travelling overseas

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