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125% of total premium paid (hereinafter defined as Basic Sum Assured3 ) or Account Value, whichever is higher, will be payable upon death or TPD. Upon death of the Life Assured or on the disability commencement date of the approved TPD claim, the policy will terminate and have no further value. Any outstanding debt on the policy at the time of settlement shall be deducted from the proceeds payable under the policy.

The full terms and conditions are set out in the policy contract.

An additional coverage of 100% of Basic Sum Assured3 will be provided on top of the Death Benefit if there is an unfortunate accidental death. Any outstanding debt on the policy at the time of settlement shall be deducted from the proceeds payable under the policy.

The full terms and conditions are set out in the policy contract.

High non-medical limit of up to RM1,500,000.

It depends on the entry age of the Life Assured, subject to terms and conditions.

Starting from the end of fifth (5th) Policy Year and end of every 5 years thereafter, upon the survival of the Life Assured, a Loyalty Bonus of 0.5% of Account Value will be declared and credited to the Account Value until the termination of the policy or maturity/expiry date of the policy, whichever is earlier, provided all premium due are paid and there is no outstanding premium in the policy. 

This plan has a variety of investment-linked funds for you to choose from depending on your risk appetite and financial goals. You are advised to refer the Summary of Funds attached for the list of available investment-linked funds and their respective fund objectives and investment strategies.