About WealthSecure Smart
What is WealthSecure Smart?
WealthSecure Smart is a Traditional Non-Participating Limited
Premium Payment Endowment Plan. Benefits are payable upon
death or TPD, surrender or maturity, whichever is earlier. In
addition, it provides Guaranteed Cash Payment (GCP) payable
every year upon the survival of Life Assured starting from the
end of policy year 1.
Who is eligible?
WealthSecure Smart is available to individuals aged from 30
days to 60 years (next birthday) only.
Key Benefits
Guaranteed Cash Payment
Guaranteed Cash Payment payable every year upon the survival of Life Assured, starting from end of policy year 1. The Guaranteed Cash Payment will increase at the end of policy year 6 and policy year 11.
Protection Against Unexpected Events
If death or TPD occurs, an increasing coverage up to 400% of your Initial Sum Assured, plus accumulated Guaranteed Cash Payments (if any) will be given to help lighten your family’s financial responsibilities during a difficult time.
Additional Coverage for Death/TPD
To ensure your family is even better protected against the unexpected, an additional 400% of your Initial Sum Assured will be payable in the unfortunate event that an accident causes death or TPD prior to age 70 (next birthday).
Guaranteed Maturity Benefit
When your policy matures during your lifetime, and is still in force and in effect, you will receive a guaranteed payout that is equivalent to the total premium payable based on annual mode of payment, which is before premium adjustment and excludes premium for riders, if any.
Limited Premium Payment Term
With a premium payment term of only 5 years, you get to enjoy savings and protection for 20 years.
Enhanced Protection with optional Payor Benefit Rider
Give your loved ones extra protection with this optional rider, which
will waive all future premiums should the policy owner pass away or
become totally and permanently disabled.
Member of PIDM
The benefit(s) payable under eligible policy is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact AmMetLife Insurance Berhad or PIDM (visit www.pidm.gov.my)
Learn More
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