Working Capital Guarantee Scheme by SJPP

Offers flexible financing on working capital and capital expenditure.

Term Loan:

Financing Facility for SME is in the form of Term Loan which is for working capital purpose and is calculated based on a variable rate basis. The financing facility is guaranteed by Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP).

Overdraft:

A revolving facility is for the purpose of working capital which is repayable on demand and subject to an annual review. It is made available to you through your current account. You may withdraw any amount subject to the overdraft limit granted by the Bank. The financing facility is guaranteed by Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP).

Features

Available in Term Loan/Term Financing-i and/or Overdraft/Cashline-i

Up to RM2 million loan/financing limit with competitive rate

Up to 7 years loan/financing tenure with no lock in period

Eligibility

SME profile, i.e. sole-proprietor, partnership, private limited company

Business registered in Malaysia, is Malaysian-controlled and Malaysian-owned with at least 51% shareholding

Business in operation for ≥ 3 years

Key person age shall be between 25 to 65 years old

Learn More

Product Disclosure Sheet