About Home/Commercial Property Financing-i

What is Home Financing-i?

Home Financing-i is a financing facility for purchases of residential properties and the profit is calculated on variable rate. You are offering your house as a security for this financing. This product utilises Shariah-compliant commodity in its transactions to provide financing to you.

• Highlights of this product:
Optional: You may opt to apply for AmBank Islamic Visa or Mastercard credit card-i (for single applicant only) subject to credit card-i approval terms and conditions.

Note: The monthly Grace Period Profit (“GPP”) payment/Monthly Instalment (after GPP) may be varied due to the fluctuation of Standardised Base Rate. 2. What are the S

What is Commercial Property Financing-i?

Commercial Property Financing-i is a financing for purchases of commercial and industrial properties and profit is calculated on a variable rate. You are offering your property as a security for this financing. This product utilises Shariah-compliant commodity in its transactions to provide financing to you. 

Highlights of this product: 
Option to apply AmBank Islamic Visa or Mastercard credit card-i (for single applicant only) subject to credit card-i approval terms and conditions.

Note: The monthly Grace Period Profit (GPP) payment/Monthly Instalment (after GPP) may be varied due to the fluctuation of Standardised Base Rate.

Features

 

Profit is calculated based on variable rates

 

Protected throughout the financing period with capping rate

 

Margin of finance of up to 95% (inclusive of Mortgage Reducing Term Takaful ("MRTT")) for Home Financing-i

 

Margin of finance of up to 85% (inclusive MRTT)

 

Financing tenure of up to 35 years or up to age 70 years for Home Financing-i

 

Financing tenure of up to 25 years or up to age 70 years for Property Financing-i

 

No profit capitalisation (compounding of profit)

 

Processing fees waived

 

Easy access to your fund via ATM card and AmOnline on your current account

 

Learn More

You're leaving AmBank

Please note that AmBank's privacy policy does not apply to linked websites. We do not endorse their content and cannot be held responsible for any losses incurred from accessing or transacting on them.
Accept