Please be informed that effective 1 September 2018, all fees charged by the bank, where applicable, will be subjected to service tax at 6%. Credit card will be subjected to RM25 service tax per card.
Rates
Foreign Exchange Rate
Foreign Exchange Rates
Last Update: 27 September 2024
Currency
Currency Unit
Selling TT / OD (RM)
Buying TT (RM)
Buying OD (RM)
Australian Dollar
1
2.9240
2.7501
2.7401
Bahraini Dinar
1
11.5000
0.0000
0.0000
Bangladeshi Taka
100
3.7600
0.0000
0.0000
Brazilian Real
100
0.0000
0.0000
0.0000
Brunei Dollar
1
3.2961
3.1201
3.1151
Bulgarian Lev
1
0.0000
0.0000
0.0000
Canadian Dollar
1
3.1432
2.9680
2.9480
Chinese Renminbi
100
61.4200
56.1100
56.1100
Czech Koruna
100
0.0000
0.0000
0.0000
Danish Krone
100
64.9700
0.0000
0.0000
Euro
1
4.7091
4.4966
4.4866
Hong Kong Dollar
100
54.8900
51.0200
50.8200
Hungarian Forint
100
0.0000
0.0000
0.0000
Indian Rupee
100
5.2379
4.6136
4.613600
Indonesian Rupiah
100
0.0290
0.0253
0.0250900
Japanese Yen
100
2.9373
2.7433
2.743300
Kuwaiti Dinar
1
14.2200
0.0000
0.0000
Mexican Peso
100
22.2000
0.0000
0.0000
New Taiwan Dollar
100
14.1100
0.0000
0.0000
New Zealand Dollar
1
2.6977
2.5145
2.5145
Norwegian Krone
100
41.7500
36.3300
36.3300
Omani Rial
1
11.2100
0.0000
0.0000
Pakistani Rupee
100
1.5700
0.0000
0.0000
Papua New Guinean Kina
1
1.1590
0.0000
0.0000
Philippine Peso
100
7.7816
6.9407
6.840700
Pound Sterling
1
5.6355
5.4082
5.4082
Qatari Riyal
100
118.9100
0.0000
0.0000
Saudi Riyal
100
114.1100
105.5600
105.5600
Singapore Dollar
1
3.2911
3.1251
3.1201
South African Rand
100
25.5900
0.0000
0.0000
South Korean Won
100
0.3400
0.0000
0.0000
Sri Lankan Rupee
100
1.4580
0.0000
0.0000
Swedish Krona
100
42.8200
0.0000
0.0000
Swiss Franc
1
4.9590
4.7747
4.7547
Thai Baht
100
13.7000
11.7200
11.6700
United Arab Emirates Dirham
100
117.1600
0.0000
0.0000
US Dollar
1
4.2300
4.0100
4.0100
Vietnamese Dong
100
0.0185
0.0000
0.0000
Disclaimer: Rates are subject to change without prior notice. For any Preferential Rates request or if you intend to purchase RM10,000 and above in foreign currencies, please visit to our nearest AmBank branch to enquire.
Savings Account Rates
TRUE Savers Account
Effective Date: 01 July 2024
Amount (RM)
Rates Per Annum
All Balances
0.15%
*Rates stated above is refer to base rate only. Please visit ambank.com.my/TRUESA for bonus rate details.
TRUE Savers Account-i
Effective Date: 01 July 2024
Amount (RM)
Rates Per Annum
All Balances
0.15%
* Rates stated above is refer to base rate only. Please visit ambank.com.my/TRUESA for bonus rate details.
Basic Savings Account (BSA)
Effective Date: 01 July 2024
Amount (RM)
Rates Per Annum
All Balances
0.25%
[AmProductData:ProdRemarks]
Basic Savings Account-i (BSA-i)
Effective Date: 01 July 2024
Amount (RM)
Rates Per Annum
All Balances
0.25%
* Rates are subject to change.
Everyday Savings Account
Effective Date: 15 July 2020
Amount (RM)
Rates Per Annum
Up to RM5,000
0.15%
>RM5,000 to RM100,000
0.20%
Above RM100,000
0.30%
This information is good for existing Everyday Savings Account customers only
eFlex Savings Account
Effective Date: 06 July 2023
Amount (RM)
Rates Per Annum
Daily Accrual Interest
0.50%
Bonus Interest*
1.90%
* Bonus Interest rate is the difference between the prevailing 3-month Fixed Deposit board rate (rate is subject to change) and the Daily Accrual Interest rate.* To qualify for the Bonus Interest, daily end-of-day balance must be equal to or more than the threshold balance of RM20,000.* Bonus Interest is calculated based on the daily end-of-day balance with the qualifying threshold balance accrued and credited at month-end.(Rates are subject to change)
eFlex Savings Account-i
Effective Date: 06 July 2023
Amount (RM)
Rates Per Annum
Daily Accrual Profit
0.50%
Bonus Profit*
1.90%
* Bonus Profit rate is the difference between the prevailing 3-month Term Deposit-i board rate (rate is subject to change) and the Daily Accrual Profit rate.* To qualify for the Bonus Profit, daily end-of-day balance must be equal to or more than the threshold balance of RM20,000.* Bonus Profit is calculated based on the daily end-of-day balance with the qualifying threshold balance accrued and credited at month-end.(Rates are subject to change)
AmWafeeq Savings Account-i
Effective Date: 01 July 2024
Amount (RM)
Rates Per Annum
All Balances
0.20%
* Rates are subject to change.
AmGenius Savings Account Rates
Effective Date: 01 July 2024
Amount (RM)
Rates Per Annum
Up to RM100,000
2.05%
Above RM100,000
0.30%
*Rates are subject to change
Savers’ G.A.N.G Savings Account Rates
Effective Date: 01 July 2024
Amount (RM)
Rates Per Annum
Up to RM100,000
2.05%
Above RM100,000
0.30%
* Rates are subject to change.
Savers’ G.A.N.G Account-i
Effective Date: 01 July 2024
Amount (RM)
Rates Per Annum
Up to RM100,000
2.05%
Above RM100,000
0.30%
* Rates are subject to change.
Family 1st Special Savings Account
Effective Date: 10 February 2020
Amount (RM)
Rates Per Annum
Base Rate
0.20%
Monthly Bonus*
1.50%
Yearly Bonus**
0.50%
* Applicable for accounts with deposits exceeding withdrawals by at least RM1.00 for the month.** Applicable for accounts with deposits exceeding withdrawals by at least RM1.00 each month for 12 consecutive months.
Special Savings Account-i (Family First Solution-i)
Effective Date: 10 February 2020
Amount (RM)
Rates Per Annum
Base Rate
0.20%
Monthly Bonus *
1.50%
Yearly Bonus **
0.50%
* Applicable for accounts with deposits exceeding withdrawals by at least RM1.00 for the month.** Applicable for accounts with deposits exceeding withdrawals by at least RM1.00 each month for 12 consecutive months.*** Rates are subject to change.
Current Account Rates
Company Current Account-i
Effective Date: 15 July 2020
Amount (RM)
Effective Profit Rate Per Annum
First RM150,000
0.00%
Above RM150,000 to RM500,000
0.50%
Above RM500,000 to RM800,000
0.60%
Above RM800,000 to RM1,000,000
1.00%
Above RM1,000,000 to RM3,000,000
1.50%
Above RM3,000,000
1.80%
* Rates are subject to change.
Company Current Account
Effective Date: 15 July 2020
Amount (RM)
Rates Per Annum
First RM150,000
0.00%
Above RM150,000 to RM500,000
0.50%
Above RM500,000 to RM800,000
0.60%
Above RM800,000 to RM1,000,000
1.00%
Above RM1,000,000 to RM3,000,000
1.50%
Above RM3,000,000
1.80%
*Rates subject to change
Basic Current Account-i (BCA-i)
Effective Date: 01 July 2024
Amount (RM)
Rates Per Annum
All Balances
0.00%
* Rates are subject to change.
True Transact Account
Effective Date: 10 February 2020
Amount (RM)
Rates Per Annum
All Balances
0.05%
* Rates are subject to change
TRUE Transact Account-i
Effective Date: 21 August 2017
Amount (RM)
Rates Per Annum
All Balances
0.05%
* Rates are subject to change
AmStar Current Account
Effective Date: 01 July 2024
Amount (RM)
Rates Per Annum
First RM5,000
0.00%
Next RM5,000 to RM20,000
0.10%
Next RM20,000 to RM100,000
0.50%
Next RM100,000 to RM500,000
1.80%
Above RM500,000
2.10%
*Rates subject to change
AmStar Current Account-i
Effective Date: 01 July 2024
Amount (RM)
Rates Per Annum
First RM5,000
0.00%
Next RM5,000 to RM20,000
0.10%
Next RM20,000 to RM100,000
0.50%
Next RM100,000 to RM500,000
1.80%
Above RM500,000
2.10%
* Rates are subject to change.
AmPartner
Effective Date: 15 July 2020
Amount (RM)
Rates Per Annum
First RM5,000
0.25%
Above RM5,000
0.30%
*Rates are subject to change
Everyday Account-i (Family First Solution-i)
Effective Date: 15 July 2020
Amount (RM)
Rates Per Annum
All Balances
0.10%
* Rates are subject to change.
Family 1st Everyday Account
Effective Date: 15 July 2020
Amount (RM)
Rates Per Annum
All Balances
0.10%
Fixed Deposits and Term Deposit Rates
Conventional Fixed Deposit Rates
Effective Date: 06 July 2023
Tenure
Rate Per Annum Tenure Board Rate
AmOnline Rate
1 month
2.00%
2.00%
2 months
2.00%
2.00%
3 months
2.40%
2.40%
4 month
2.45%
2.45%
5 months
2.45%
2.45%
6 months
2.55%
2.55%
7 months
2.55%
2.55%
8 months
2.55%
2.55%
9 months
2.55%
2.55%
10 months
2.55%
2.55%
11 months
2.55%
2.55%
12 months
2.60%
2.60%
15 months
2.70%
2.70%
18 months
2.70%
2.70%
21 months
2.70%
2.70%
24 months
2.70%
2.70%
36 months
2.85%
2.85%
48 months
2.90%
2.90%
60 months
2.90%
2.90%
* Rates are subject to change
AmFDPlus (Formerly known as Am50Plus Fixed Deposit)
Effective Date: 06 July 2023
Amount (RM)
Rates Per Annum
3 months
2.40%
6 months
2.55%
9 months
2.55%
12 months
2.60%
15 months
2.70%
18 months
2.70%
21 months
2.70%
24 months
2.70%
36 months
2.85%
48 months
2.90%
60 months
2.90%
AmQuantum Fixed Deposit Rates
Effective Date: 06 July 2023
Amount (RM)
Rates Per Annum
9 months
2.55%
15 months
2.70%
18 months
2.70%
21 months
2.70%
24 months
2.70%
36 months
2.85%
48 months
2.90%
60 months
2.90%
*Rates are subject to change
Term Deposit-i
Effective Date: 06 July 2023
Tenure
Profit Rate Per Annum Tenure Board Rate
AmOnline Rate
1 month
2.00%
2.00%
2 months
2.00%
2.00%
3 months
2.40%
2.40%
4 months
2.45%
2.45%
5 months
2.45%
2.45%
6 months
2.55%
2.55%
7 months
2.55%
2.55%
8 months
2.55%
2.55%
9 months
2.55%
2.55%
10 months
2.55%
2.55%
11 months
2.55%
2.55%
12 months
2.60%
2.60%
15 months
2.70%
2.70%
18 months
2.70%
2.70%
21 months
2.70%
2.70%
24 months
2.70%
2.70%
36 months
2.85%
2.85%
48 months
2.90%
2.90%
60 months
2.90%
2.90%
Afdhal Term Deposit-i
Effective Date: 06 July 2023
Amount (RM)
Rates Per Annum
All Tenure
1.95%
AmTDPlus-i (Formerly known as Am50Plus Term Deposit-i)
Effective Date: 06 July 2023
Amount (RM)
Rates Per Annum
3 months
2.40%
6 months
2.55%
9 months
2.55%
12 months
2.60%
15 months
2.70%
18 months
2.70%
21 months
2.70%
24 months
2.70%
36 months
2.85%
48 months
2.90%
60 months
2.90%
AmQuantum Term Deposit-i
Effective Date: 06 July 2023
Amount (RM)
Rates Per Annum
15 months
2.70%
18 months
2.70%
21 months
2.70%
24 months
2.70%
36 months
2.85%
48 months
2.90%
60 months
2.90%
Advance Profit Account-i
Effective Date: 06 July 2023
Amount (RM)
Rates Per Annum
1 month
1.95%
2 months
1.95%
3 months
2.40%
4 months
2.45%
5 months
2.45%
6 months
2.55%
7 months
2.55%
8 months
2.55%
9 months
2.55%
10 months
2.55%
11 months
2.55%
12 months
2.60%
Investment Accounts Rates
HomeLink/PropertyLink Investment Account-i
Effective Date: 26 June 2015
Expected Return Rate Per Annum
0.05%
1. Only applicable to the existing accountholders.2. This product is not protected by PIDM.
Mudarabah Term Investment Account-i (MTIA-i)
Effective Date: 16 September 2024
Tenure
Return on Asset ('R')
Board PSR (Customer:Bank)
Indicative Rate of Return
1 month
5.00%
46.89 : 53.11
2.34
3 months
5.00%
49.26 : 50.74
2.46
6 months
5.00%
50.87 : 49.13
2.54
1. Profit Sharing Ratio ('PSR') is subjected to change.2. 'R' is subjected to Bank's declaration on 16th of every month.3. This product is not protected by PIDM.
Base Lending Rate / Base Financing Rate
Base Lending Rate / Base Financing Rate
Effective Date
Current Rate
09 May 2023
6.70%
NoteEffective 9 May 2023, applicable for Non-Retail/ Corporate financing only.Also applicable to all financing (Retail & Non-Retail/ Corporate financings) approved prior to 9 May 2023.Please click here for historical series of SBR, BR and BLR.
Base Rate
Base Rate
Effective Date: 09 May 2023
Base Rate (BR)
3.85
Interest Rate / Profile Rate
BR + 0.65%
Effective Lending Rate / Efflective Profile Rate*
4.50%
Illustration above is based on RM350,000 loan/financing, 30 years with no lock-in period.* The above Effective Lending Rate / Effective Profit Rate is indicative and subject to the Bank's evaluation and approval.Benchmark Cost Of Fund (COF) The components of the benchmark cost of funds are marginal cost of funds of deposits and 3-months KLIBORPlease click here for historical series of SBR, BR and BLR.
Foreign Currency Fixed Deposit and Term Deposits Rates
Debit Card linked to Basic Savings Account/Basic Savings Account-i, Basic Current Account/Basic Current Account-i, or eFlex Savings Account/eFlex Savings Account-i as the primary account.
Debit Card linked to other Savings/Current Accounts except accounts listed above as the primary account.
No annual fee
First year: Waived Second year onwards: RM8 per card for AmBank Debit Mastercard); or RM10 per card for TRUE by AmBank Debit Mastercard
Printed Monthly Statement
RM1 per statement
Card Issuance and Upgrading from ATM Card to Debit Card
RM12 per card for AmBank Debit Mastercard; or RM10 per card for TRUE by AmBank Debit Mastercard
Replacement Card Fee due to
Lost / Stolen / Damaged / Forgotten pin
Faulty chip / Renewal of Card
RM12.00
FREE
Cash Withdrawal Fee
AmBank ATMs/Branches
MEPS Network [Shared ATM Network (SAN):
Local Banks/MEPS ATMs
Foreign Banks in Malaysia that are part of the MEPS network - Local Incorporated Banks (LIFB)
Regional Link - NETS/Artajasa
CIRRUS/Mastercard network
No withdrawal fee
RM1 per withdrawal
RM1 per withdrawal
RM10 per withdrawal
RM10 per withdrawal
Overseas Transaction Conversion Fee
The conversion rate is as determined by Mastercard International
Sales Draft Retrieval Fee
RM10.00 per copy
MyDebit Cash Out Fee (Effective 1 July 2022)
RM0.50 per transaction at any selected MyDebit participating merchants/retailers. Maximum withdrawal limit is RM500 per transaction.
RM10.00 (For Debit Card tied to Basic Savings Account or Basic Current Account, Card Annual Fee is waived) (Effective 1 November 2016)
Card Issuance and Upgrading from ATM Card to Debit Card
RM10.00 per card
Replacement Card Fee due to
Lost / Stolen / Damaged / Forgotten Pin
Faulty Chip /Renewal Card
RM12.00
Free
TRUE Transact Account
Type of Charges
Charge
Annual Fee
Free for Life
Withdrawal via ATM:
AmBank ATM / AmBank Branches
MEPS network:
Local Bank
Foreign Banks in Malaysia that are part of MEPS network – Local Incorporated Foreign Banks (LIFB)
Regional Link-NETS/ArtajasaForeign
CIRRUS/MasterCard network
Free
Free for first 8 MEPS withdrawal
9th withdrawal onwards will be charged RM1 per withdrawal
RM4.00 per withdrawal
RM10.00 per withdrawal
RM10.00 per withdrawal
Deposit via Cash Deposit Machine (CDM)
Free
Withdrawal and Deposit Over the Counter (OTC)
Free
Interbank GIRO (IBG) Transaction
Internet / Mobile Banking: Free
ATM: Free
Branch (Over-the-Counter): RM0.30 per transaction (Waived for senior citizens aged 60 years old and above, and disabled persons)
Standing Instruction (Periodical Transfer): RM0.30 per transaction
Interbank Fund Transfer (IBFT) Transaction
Via ATM: Free unlimited transactions
Via Online Banking : Free unlimited transactions
eStatement
AmOnline Internet Banking
e-mail
FREE
Monthly hardcopy statement
RM1.00
Account Closure (within 3 months of opening)
RM20.00
Dormant Account Annual Fee
RM10.00
* Note: The first 8 MEPS withdrawal charges for each month will be credited to your TRUE Transact Account as a rebate on the 1st of the following month.
TRUE Savers Account
Type of Charges
Charge
Annual Fee
Free for Life
Withdrawal / Fund Transfer Fee
Free UNLIMITED withdrawals/fund transfer.
Withdrawal via ATM:
AmBank ATM / AmBank Branches
MEPS network:
Local Bank
Foreign Banks in Malaysia that are part of MEPS network – Local Incorporated Foreign Banks (LIFB)
Regional Link-NETS/Artajasa
CIRRUS/MasterCard network
Free
Free for first 8 MEPS withdrawal
9th withdrawal onwards will be charged RM1 per withdrawal
RM4.00 per withdrawal
RM10.00 per withdrawal
RM10.00 per withdrawal
Interbank GIRO (IBG) Transaction
Internet / Mobile Banking: Free
ATM: RM0.10 per transaction
Branch (Over-the-Counter): RM0.30 per transaction (Waived for senior citizens aged 60 years old and above, and disabled persons)
Standing Instruction (Periodical Transfer): RM0.30 per transaction
Interbank Fund Transfer (IBFT) Transaction
Via ATM: Free unlimited transactions
Via Online Banking : Free unlimited transactions
Deposit via Cash Deposit Machine (CDM)
Free
eStatement
AmOnline Internet Banking
email
Free
Monthly hardcopy statement
RM1.00
Account Closure (within 3 months of opening)
RM20.00
Dormant Account Annual Fee
RM10.00
* Note: Withdrawals refer to any withdrawal/ transfers/ payments made from your account.
Loans
Personal Loan
Type of Charges
Charge (RM)
Stamping
As per Stamp Duty Act 1949 (Revised 1989
Late Payment Charges
1% per annum on outstanding instalment
Calculation: Instalment in arrears x late payment charge rate x (Days outstanding/365)
Optional Reducing Term Assurance (RTA)
RTA is available on an optional basis with premium charges ranging from RM2.25 per RM1,000 borrowed with a maximum charge of RM53.20 per RM1,000 borrowed.
Charged upon request from customer for confirmation of home loan interest charge. Applicable for customer with housing loan allowance from company only
Transfer of share of property
RM300.00 administrative fee per account upon acceptance of letter of offer
Charged upon customers request for change of property owner’s name to a new party
Photocopy of loan documents
RM20.00 for first document RM10.00 for subsequent document(s)
Charged upon request from customer for copy of security document
Redemption Statement
RM25.00 per account per request basis
Charged upon request from customer for confirmation of loan outstanding for loan settlement prior to loan maturity
Confirmation letter for withdrawal from EPF
RM20.00 per request
Charged upon request from customer for letter of confirmation of housing loan balance statement addressed to EPF
EPF Ring Fence (Applicable For PP1MA SPEF Only)
RM50.00 per request
Charged upon request from customer for letter of confirmation of housing loan balance statement addressed to EPF
Audit Confirmation (Applicable For Non-Individual Only)
RM20.00 per request
Charged upon request from customer for issuing audit confirmation letter to Auditors
Additional request for statement of account
RM15.00 per statement cycle
Charged upon request from customer for regenerate of loan statement
Housing loan daily rest (redraw facility)
RM50.00 administrative fee for each withdrawal.
Charged upon request from customer to redraw the repayment amount in the loan account
Home Link Monthly Maintenance Fee
RM10.00 charged on monthly basis
Monthly maintenance fee charged for maintaining of Homelink account
Property Link Monthly Maintenance Fee
RM20.00 charged on monthly basis
Monthly maintenance fee charged for maintaining of Propertylink account
Home Link Set Up Fee
RM50.00 debited from loan account upon first drawdown
One-time initial fee charged to set up / link of current account and loan account for customer who applied for Homelink
Property Link Set Up Fee
RM50.00 debited from loan account upon first drawdown
One-time initial fee charged to set up / link of current account and loan account for customer who applied for Propertylink
Early Settlement
Original loan amount × 2.0%, should the early settlement is done within the Lock-in-Period (3 years from first disbursement)
A predetermined No. of years within which a charge is levied on the customer from changed of terms of contract
Stamp Duty
As per the Stamp Act 1949 (Revised 1989). Stamp duty is 0.5% of the financing amount and nominal stamp duty of RM10 per copy document.
Professional Legal Fee
Solicitors fee for preparation of financing agreement
Valuation Fee
Valuation Fees for preparation of formal valuation report prior to first disbursement of the facility (applicable or completed properties only)
Late Payment Charges
Late payment charges of 1% p.a on the amount in arrears
New revised fee & charges will take effective from 20 August 2024.
SME Loan
Type of Charges
Charge
Letter of Undertaking / Disclaimer Letter
1st request - Free Subsequent request (s) - RM50.00 per letter
Redemption Statement
RM25.00 per account per request basis
Participation fee (applicable for Syndication Loan)
0.5% of loan amount
Commitment fee (applicable for Fixed Loans, Overdraft and Revolving Credit)
1% of unutilised amount
Re-execution of documents (e.g. Form 16N, Form 42)
RM100 per request N/A for Residential Property Financing
Bank Services
ASNB Investment via AmOnline
Service/Description
Fees/Charges
Fees/Charges
For the fees and charges pertaining to unit trust funds, please refer to the respective fund’s Prospectus/Supplementary Prospectus/Product Highlights Sheet.
Service charge on ASNB Fixed Price Fund subscription online
RM1.00 per transaction
Service charge on ASNB Variable Price Fund subscription online
No charge
Note: All fees and charges are subject to Government Tax, if applicable
Tabung Haji via AmOnline
Services via AmOnline
RM
Fund Transfer
1.00
Balance Inquiry
Nil
Limit Maintenance
Nil
Depositing of Coins / Changing of Coins
Type of Charges
Charge
Depositing of Coins:
Between RM500 to RM1,000
RM5.00
More than RM1,000
RM10.00
Changing of Coins:
For every RM50 loose coins
RM1.00
Subsequent loose coins less than RM50
RM1.00
Per bag (same denomination)
RM5.00
(The above fees are not applicable to individuals)
Foreign Cheque for Collection
Type of Charges
Charge
Commission
0.1% flat (minimum RM5.00 and maximum RM100.00)
Agent’s Charges
Agent's charges will be imposed and deducted from the cheque proceeds.
Interbank GIRO (IBG)
Transaction Type
Charge
Branch (Over-the-Counter)
RM0.30 per transaction (Waived for senior citizens aged 60 years old and above, and disabled persons)
Internet/Mobile Banking
Free
ATM
RM0.10 per transaction
Standing Instruction (Periodical Transfer)
RM0.30 per transaction
Standing Instruction
Type of Charges
Charge
Internal Standing Instruction
Free
External Standing Instruction:
Interbank GIRO (IBG)
RM0.30 per transaction
Autopay
Type of Charges
Charge
System Crediting
RM0.10 per transaction
Automated Teller Machine (ATM)
Type of Charges
Charge
Issuance of PMPC
Free
Annual PMPC
Free
Cash withdrawal transaction for BSA/BCA account (per month):
Fee Account
Non-Fee Account
1st - 8th transactions
9th transaction onwards
Free
Free
RM0.50 per transaction
Replacement of PMPC card (Due to lost, stolen or damaged)
RM12.00
Cash withdrawal at other FI ATM
AmStar Extreme (e-AmStar) (per month)
1st - 5th transactions
6th transaction onwards
Other types of account
Free
RM1.00 per transaction
RM1.00 per transaction
Interbank Fund Transfer (IBFT)
RM0.00 for IBFT from RM0.01 to RM5,000.00 RM0.50 for IBFT from RM5,000.01 and above
Electronic Share Application
RM1.00
Interbank GIRO (IBG)
RM0.10
Remittance Instruments
Type of Charges
Charge (RM)
Cashier’s Order (CO)
Application By debiting of account
Commission @ RM2.00 Stamp duty @ RM0.15
By cash
Commission - RM5.00 Stamp duty - RM0.15
Cancellation:
with original CO
without original CO
RM2.00 per CO
RM10.00 per CO
Share Application Cashier's Order
Issuance
Commission - RM2.00 Stamp duty - RM0.15
Cheque processing fee
RM0.50 per transaction
Application by debiting loans account i.e. SMART and Flexiloan Commission @ free Stamp duty @ free
Cancellation without original CO
RM10.00 per CO
Demand Draft (in Foreign Currency)
Issuance
RM2.00
No charge if remittance amount exceeds equivalent of RM5,000
Cheque processing fee
RM0.50 per transaction
Un-presented Foreign Demand Draft (Foreign DD)
RM30.00 - Investigation charges inclusive of handling fees
Foreign Demand Draft purchased by the customer and not presented by the Payee for more than 2 years from the date of issuance.
Telegraphic Transfer (payable in Malaysia)
Interbank RENTAS
RM4.00 per instruction
Telegraphic Transfer (payable in Foreign Currency)
Internet Banking Transaction
Cable charges/processing fee
RM20.00 per transaction
Over the counter
Commission
Cable charges/processing fee
RM2.00 No charges if remittance amount exceeds equivalent of RM5,000
Differs between currencies:
Singapore (SGD) : RM10.00
Indonesia (IDR) : RM15.00
India Rupee (INR) : RM15.00
Philippine Peso (PHP) : RM15.00
Thailand Baht (THB) : RM15.00
Others : RM25.00
Foreign Worker Remittance (Service available at selected branches only and caters for remittance in IDR to Indonesia)
Over the counter
Service charge
Rejected application (Due to transaction rejected by Agent Bank)
RM10.00 per application
RM5.00 per application
Internet Banking
Service charge
Rejected application (Due to transaction rejected by Agent Bank)
Tawarruq Notice (upon ad-hoc request by the customer)
RM10.30 per request
Dormant Account Annual Fee
RM10.00
Interbank GIRO (IBG) Transaction
Internet/Mobile Banking
ATM
Branch (Over-the-Counter)
Standing Instruction (Periodical Transfer)
Free
RM0.10 per transaction
RM0.30 per transaction (Waived for senior citizens aged 60 years old and above, and disabled persons)
RM0.30 per transaction
AmWafeeq Savings Account-i
Fee and Charges
Amount
Account Closure (within 3 months of opening)
RM20.00
Withdrawal via ATM:
AmBank ATM / AmBank Branches
MEPS network:
Local Banks
Foreign Banks in Malaysia that are part of MEPS network – Local Incorporated Foreign Banks (LIFB)
Regional Link – NETS/ Artajasa
CIRRUS/ MasterCard network
Free
Free for first 8 MEPS withdrawal
9th withdrawal onwards will be charged RM1.00 per withdrawal
RM4.00 per withdrawal
RM10.00 per withdrawal
RM10.00 per withdrawal
Interbank GIRO (IBG) Transaction:
Internet/Mobile Banking
ATM
Branch (Over-the-Counter)
Standing Instruction (Periodical Transfer)
Free
RM0.10 per transaction
RM0.30 per transaction (Waived for senior citizens aged 60 years old and above, and disabled persons)
RM0.30 per transaction
Statement Request from ATM
Free
eStatement via AmOnline Internet Banking and e-mail
Free
Ad-hoc printed statement request
RM20.00 per statement
Monthly hardcopy statement
RM1.00 per statement
Tawarruq Notice (upon ad-hoc request by the customer)
RM10.30 per request
Dormant Account Annual Fee
RM10.00
eFlex Savings Account-i
Type of Charges
Charge
Annual Fee
Nil
Cash Withdrawal (per month):
Over-the-counter
1st - 6th transactions
7th transaction onwards
AmBank ATM
1st - 8th transactions
9th transaction onwards
Local Banks/MEPS ATMs
Local Incorporated Bank
Regional Link - NET/Artajasa
CIRRUS/Mastercard Network
Free
RM5.00 per transaction
Free
RM0.50 per transaction
RM1 per transaction
RM4 per transaction
RM10 per transaction
RM10 per transaction
Interbank GIRO (IBG) Transaction:
Internet/Mobile Banking
ATM
Branch (Over-the-Counter)
Standing Instruction (Periodical Transfer)
Free
RM0.10 per transaction
RM0.30 per transaction (Waived for senior citizens aged 60 years old and above, and disabled persons)
RM0.30 per transaction
eStatement
AmOnline Internet Banking
email
Free
Monthly Hardcopy statement
No hardcopy statement provided
Dormant Account Annual Fee
RM10.00
Tawarruq Notice (upon ad-hoc request by the customer)
RM10.30
Account Closure (Within 3 months of opening)
RM20.00
Everyday Account-i (Family First Solution-i)
Type of Charges
Charge
Service Fee:
Fee
RM24.00 annually (RM12.00 to be debited half-yearly)
Waived for consistent deposit of minimum RM1,500 monthly
Transaction:
Over-the-counter, ATM and other channels (Internet Banking/Contact Centre/Mobile Banking)
Free (unlimited transactions)
Interbank GIRO (IBG):
Branch (Over-the-Counter)
RM0.30 per transaction (Waived for senior citizens aged 60 years old and above, and disabled persons)
Internet / Mobile Banking
Free
ATM
RM0.10 per transaction
Standing Instruction (Periodical Transfer)
RM0.30 per transaction
Standing Instructions:
Service Charge to effect payment:
Internal
External (Interbank GIRO)
Free
RM0.30 per transaction
Cheque Related:
Cheque book
RM0.15 stamp duty per cheque leaf
Cheque processing fee
RM0.50 per transaction
Charges on overdrawn account (Due to insufficient fund and covered before the cut-off time for returned cheque)
RM25.00 per cheque
Returned cheque (Insufficient balance)
RM100.00
Sweep Facility (Per successful transaction)
RM2.00
Stop payment instruction
RM10.00
Uncollected cheque book (Cheque book uncollected after 30 days of cheque book issuance)
RM20.00 per cheque book
Encashment by 3rd parties
RM2.00
Encashment by account holder
Free
Transaction Record:
Ad-hoc printed statement request
RM20.00 per statement
Monthly Transaction Statement
RM 1.00 per statement
Tawarruq Notice (upon ad-hoc request by the customer)
RM10.30 per request
Others:
Account Closure (within 3 months of opening)
RM20.00
Dormant Account Annual Fee
RM10.00
Appointment of mandatee to operate an account
Stamp Duty
Service Charge
RM10.00
RM10.00
Special Savings Account-i (Family First Solution-i)
Type of Charges
Charge
Transaction:
Over-the-counter, ATM and other channels (Internet Banking/Contact Centre/Mobile Banking)
Free (unlimited transactions)
Interbank GIRO (IBG):
Branch (Over-the-Counter)
RM0.30 per transaction (Waived for senior citizens aged 60 years old and above, and disabled persons)
Internet / Mobile Banking
Free
ATM
RM0.10 per transaction
Standing Instruction (Periodical Transfer)
RM0.30 per transaction
Standing Instructions:
Service Charge to effect payment:
Internal
External (Interbank GIRO)
Free
RM0.30 per transaction
ATM:
Cash withdrawal at other FI ATM
Local Banks
Foreign Banks in Malaysia that are part of MEPS network –Local Incorporated Foreign Banks (LIFB)
Regional Link – NETS/Artajasa
CIRRUS/MasterCard network
RM1.00
RM 4.00 per withdrawal
RM10.00 per withdrawal
RM10.00 per withdrawal
ATM Regional Link Service:
Withdrawal via NETS ATM @ Singapore
Withdrawal via Arta Jasa ATM @ Indonesia
RM10.00
Inter-Bank Fund Transfer (IBFT)
RM1.00
Reload of Touch n' Go
RM0.50
Electronic Share Application
RM1.00
Transaction Record:
Ad-hoc printed statement request
RM20.00 per statement
Tawarruq Notice (upon ad-hoc request by the customer)
RM10.30 per request
Others:
Account Closure (within 3 months of opening)
RM20.00
Dormant Account Annual Fee
RM10.00
Savers' GANG Account-i
Type of Charges
Charge
Replacement for stolen/lost/damaged passbook
RM15.00
Account Closure (within 3 months of opening)
RM20.00
Statement Request from ATM
Free
Tawarruq Notice (upon ad-hoc request by the customer)
RM10.30 per request
Dormant Account Annual Fee
RM10.00
Interbank GIRO (IBG) Transaction:
Internet/Mobile Banking
ATM
Branch (Over-the-Counter)
Standing Instruction (Periodical Transfer)
Free
RM0.10 per transaction
RM0.30 per transaction (Waived for senior citizens aged 60 years old and above, and disabled persons)
RM0.30 per transaction
Basic Current Account-i
Type of Charges
Charge
Annual Fee:
Fee Account
RM8.00
Non-Fee Account
Nil
Audit Confirmation
RM20.00 per account
Over-the-counter transaction:
Fee Account
Free (unlimited transactions)
Non-Fee Account
Deposit transactions
Withdrawal transactions (per month)
1st - 6th transactions
7th transaction onwards
Free
Free
RM5.00 per transaction
Account Closure (within 3 months of opening)
RM20.00
Stop payment instruction
RM10.00
Returned cheque:
Insufficient balance
RM100.00
Sweep Facility (Per successful transaction)
RM2.00
Half yearly service charge, if average balance less than RM1,000
RM10.00
eStatement
AmOnline Internet Banking
e-mail
Free
Monthly hardcopy statement
Free
Customer walk in to branch to print the statement
RM20
Duplicate Statement/Ad-hoc Statement Request
RM20.00 per statement
Tawarruq Notice (upon ad-hoc request by the customer)
RM10.30 per request
Encashment by 3rd parties
RM2.00
Encashment by account holder
Free
Chequebook
RM0.15 stamp duty per cheque leaf (Exempted for government bodies, schools and co-op societies)
Cheque Processing Fee
RM0.50 per transaction
Charges on overdrawn Current Account (Due to insufficient fund and covered before the cut-off time for returned cheque)
RM25.00 per cheque
Uncollected chequebook (Cheque book uncollected after 30 days of cheque book issuance)
RM30.00 per cheque book
Appointment of mandatee to operate an account
Stamp Duty
Service Charge
RM10.00
RM10.00
Dormant Account Annual Fee
RM10.00
Endorsement on company account and authorised signatories.
RM20.00 per request
Interbank GIRO (IBG) Transaction
Internet/Mobile Banking
ATM
Branch (Over-the-Counter)
Standing Instruction (Periodical Transfer)
Free
RM0.10 per transaction
RM0.30 per transaction (Waived for senior citizens aged 60 years old and above, and disabled persons)
RM0.30 per transaction
Company Current Account-i
Type of Charges
Charge
Account Closure (within 3 months of opening)
RM20.00
Audit Confirmation
RM20.00 per account
Stop payment instruction
RM10.00
Sweep Facility (Per successful transaction)
RM20.00
Cheque returned due to insufficient balance
RM100.00
Half yearly service charge, if average balance less than RM1,000
RM10.00
Duplicate Statement/Ad-hoc Statement Request
RM20.00
eStatement
AmOnline Internet Banking
e-mail
FREE
Monthly hardcopy statement
RM1.00
Encashment by 3rd parties
RM2.00
Encashment by account holder
Free
Chequebook (Exempted for government bodies, schools and co-op societies)
RM0.15 stamp duty per cheque leaf
Cheque Processing Fee
RM0.50 per transaction
Overdrawn of Current Account (Due to insufficient fund and covered before the cut-off time for returned cheque)
RM25.00 per cheque
Uncollected Chequebook (Cheque book uncollected after 30 days of cheque book issuance)
RM30.00 per cheque book
Appointment of mandatee to operate an account
Stamp Duty
Service Charge
RM10.00
RM10.00
Dormant Account Annual Fee
RM10.00
Endorsement on company account and authorised signatories.
RM20.00
Interbank GIRO (IBG) Transaction
Internet/Mobile Banking
ATM
Branch (Over-the-Counter)
Standing Instruction (Periodical Transfer)
Free
RM0.10 per transaction
RM0.30 per transaction (Waived for senior citizens aged 60 years old and above, and disabled persons)
RM0.30 per transaction
Term Deposit
Type of Charges
Charge
Ad-hoc statement request
RM5.00 per request
TRUE Savers Account-i
Fee and Charges
Amount
Annual Fee
Free
Withdrawal / Fund Transfer Fee
Free UNLIMITED withdrawals/fund transfer. On top of these charges, all other channel fees listed in this table will apply.
Withdrawal via ATM:
AmBank ATM / AmBank Branches
MEPS network:
Local Banks
Foreign Banks in Malaysia that are part of MEPS network – Local Incorporated Foreign Banks (LIFB)
Regional Link – NETS/ Artajasa
CIRRUS/ MasterCard network
Free
Free for first 8 MEPS withdrawal
9th withdrawal onwards will be charged RM1.00 per withdrawal
RM4.00 per withdrawal
RM10.00 per withdrawal
RM10.00 per withdrawal
Interbank GIRO (IBG) Transaction
Internet / Mobile Banking: Free
ATM: RM0.10 per transaction
Branch (Over-the-Counter): RM0.30 per transaction (Waived for senior citizens aged 60 years old and above, and disabled persons)
Standing Instruction (Periodical Transfer): RM0.30 per transaction
Interbank Fund Transfer (IBFT) Transaction
Via ATM: Free unlimited transactions
Via Online Banking: Free unlimited transactions
Deposit via Cash Deposit Machine (CDM)
Free
Tawarruq Notice (upon ad-hoc request by the customer)
RM10.30 per request
Account Closure (within 3 months of opening)
RM 20.00
Dormant Account Annual Fee
RM 10.00
*Note: Withdrawals refer to any withdrawal/transfer/payments made from your account.
TRUE Transact Account-i
Fee and Charges
Amount
Annual Fee
Free
Withdrawal via ATM:
AmBank ATM / AmBank Branches
MEPS network:
Local Bank
Foreign Banks in Malaysia that are part of MEPS network – Local Incorporated Foreign Banks (LIFB)
Regional Link – NETS/Artajasa
CIRRUS/MasterCard network
Free
Free for first 8 MEPS withdrawal
9th withdrawal onwards will be charged RM1 per withdrawal
RM4.00 per withdrawal
RM10.00 per withdrawal
RM10.00 per withdrawal
Deposit via Cash Deposit (CDM)
Free
Withdrawal and Deposit Over the Counter (OTC)
Free
Interbank GIRO (IBG) Transaction
Internet / Mobile Banking: Free
ATM: Free
Branch (Over-the-Counter): RM0.30 per transaction (Waived for senior citizens aged 60 years old and above, and disabled persons)
Standing Instruction (Periodical Transfer): RM0.30 per transaction
Interbank Fund Transfer (IBFT) Transaction
Via ATM: Free unlimited transactions
Via Online Banking: Free unlimited transactions
Statement
Free online statement (internet banking) for past 6 months
Free e-mail statement
Hardcopy statement (Optional): RM1.00 per month
Ad-hoc hardcopy statement : RM20.00
Tawarruq Notice (upon ad-hoc request by the customer)
RM10.30 per request
Account Closure (within 3 months of opening)
RM20.00
Dormant Account Annual Fee
RM10.00
*Note: The first 8 MEPS withdrawal charges for each month will be credited to customer’s TRUE Transact Account as a rebate on the 1st of the following month.
AmStar Current Account-i
Fee and Charges
Amount
Account Closure (within 3 months of opening)
RM20.00
Withdrawal via ATM:
AmBank ATM / AmBank Branches
MEPS network:
Local Banks
Foreign Banks in Malaysia that are part of MEPS network – Local Incorporated Foreign Banks (LIFB)
Regional Link – NETS/ Artajasa
CIRRUS/ MasterCard network
Free
Free for first 8 MEPS withdrawal
9th withdrawal onwards will be charged RM1.00 per withdrawal
RM4.00 per withdrawal
RM10.00 per withdrawal
RM10.00 per withdrawal
Stop payment instruction
RM10.00
Returned cheque due to insufficient balance
RM100.00
Sweep Facility (Per successful transaction)
RM2.00
Duplicate statement
RM20.00
eStatement via AmOnline Internet Banking and e-mail
Free
Monthly hardcopy statement
RM1.00
Half yearly service charge:
Average balance less than RM3000 – RM10.00. Average balance of RM3000 and more - no charge
Tawarruq Notice (upon ad-hoc request by the customer)
RM10.30 per request
Encashment by:
Account holder
Third parties
Free RM2.00
Tawarruq Notice (upon ad-hoc request by the customer
RM10.30 per request
Chequebook
RM0.15 stamp duty per leaf (Exempted for government bodies, schools and co-op societies)
Uncollected Chequebook (Cheque book uncollected after 30 days of cheque book issuance)
RM30.00 per cheque book
Appointment of mandatee to operate an account:
Stamp Duty
Service Charge
RM10.00 RM10.00
Dormant Account Annual Fee
RM10.00
Interbank GIRO (IBG) Transaction
Internet/Mobile Banking
ATM
Branch (Over-the-Counter)
Standing Instruction (Periodical Transfer)
Free
RM0.10 per transaction
RM0.30 per transaction (Waived for senior citizens aged 60 years old and above, and disabled persons)
RM0.30 per transaction
Foreign Currency Current Account-i
Fees & Charges
Amount
Annual Fee
RM50.00
Hardcopy Statement
RM1.00
Reprinting of Statement
RM10.00
Other Charges
Other remitance charges will apply as per current remitance charges e.g. SWIFT Charges
Investment
HomeLink Investment Account-i
Type of Charges
Charge
Wakalah Fee
Waived
Account Closure (within 3 months of opening)
RM20.00
Audit Confirmation
RM20.00 per account
Stop payment instruction
RM10.00
Returned cheque (Insufficient balance)
RM100.00
Sweep Facility (Per successful transaction)
RM2.00
Monthly Maintenance Fee
RM10.00
eStatement
AmOnline Internet Banking
e-mail
FREE
Monthly hardcopy statement
RM1.00
Duplicate Statement/Ad-hoc Statement Request
RM10.00
Encashment by 3rd parties
RM2.00
Encashment by account holder
Free
Chequebook (Exempted for government bodies, schools and co-op societies)
RM0.15 stamp duty per cheque leaf
Cheque Processing Fee
RM0.50 per transaction
Charges on overdrawn Current Account (Due to insufficient fund and covered before the cut-off time for returned cheque)
RM25.00 per cheque
Uncollected Chequebook (Cheque book uncollected after 30 days of cheque book issuance)
RM20.00 per chequebook
Appointment of mandatee to operate an account
Stamp Duty
Service Charge
RM10.00
RM10.00
Dormant Account Annual Fee
RM10.00
Endorsement on company account and authorised signatories.
RM20.00 per request
Bulk Cash Placement at branches (For corporate accounts)
RM10.00 for every 1,000 pieces in any denomination per account
PropertyLink Investment Account-i
Type of Charges
Charge
Wakalah Fee
Waived
Account Closure (within 3 months of opening)
RM20.00
Audit Confirmation
RM20.00 per account
Stop payment instruction
RM10.00
Returned cheque (Insufficient balance)
RM100.00
Sweep Facility (Per successful transaction)
RM2.00
Monthly Maintenance Fee
RM20.00
eStatement
AmOnline Internet Banking
e-mail
FREE
Monthly hardcopy statement
RM1.00
Duplicate Statement/Ad-hoc Statement Request
RM10.00
Encashment by 3rd parties
RM2.00
Encashment by account holder
Free
Chequebook (Exempted for government bodies, schools and co-op societies)
RM0.15 stamp duty per cheque leaf
Cheque Processing Fee
RM0.50 per transaction
Charges on overdrawn Current Account (Due to insufficient fund and covered before the cut-off time for returned cheque)
RM25.00 per cheque
Uncollected Chequebook (Cheque book uncollected after 30 days of cheque book issuance)
RM20.00 per chequebook
Appointment of mandatee to operate an account
Stamp Duty
Service Charge
RM10.00
RM10.00
Dormant Account Annual Fee
RM10.00
Endorsement on company account and authorised signatories.
RM20.00 per request
Bulk Cash Placement at branches (For corporate accounts)
RM10.00 for every 1,000 pieces in any denomination per account
Financing
Personal Financing-i
Type of Charges
Charge
Stamp Duty
0.5% of Facility Amount approved is charged on the Principal Documents.
Takaful Contribution
Based on Facility Amount, tenure and customer’s age
As per the Stamp Act 1949 (Revised 1989). Stamp duty is 0.5% of the financing amount and nominal stamp duty of RM10 per copy document
Stamping Fee
RM30 (additional RM10 per guarantor)
Professional Legal Fee & Registration on Power of Attorney (PA) at High Court
RM314
E-Hakmilik Fee
RM3.00 per registration
BPA Monthly Fee
2% of the Bank's monthly payment charged by BPA.
Wakalah Fee
RM10.00 (Waived)
Trading Fee
Standard rate as may be imposed and revised from time to time by Bursa Malaysia Islamic Services Sdn Bhd’s (“BMIS”) or such other commodity trading platform as may be approved by the Bank (to be borne and apportioned equally between the Bank and the Customer) accordingly with prior notice to the Customer of at least twenty-one (21) calendar days.
Home & Property Financing-i
Type of Charges
Charge
Wakil Fee
RM20.00
Early Settlement
Principal Balance Outstanding × 2.0%, should the early settlement is done within the Lock-in-Period (2 years from first disbursement)
Stamp Duty
As per the Stamp Act 1949 (Revised 1989). Stamp duty is 0.5% of the financing amount and nominal stamp duty of RM10 per copy document.
Disbursement Fee
Include fees for registration of charge and other related charges.
Professional Legal Fee
Solicitors fee for preparation of financing agreement
Valuation Fee
Valuation Fees for preparation of formal valuation report prior to first disbursement of the facility (applicable or completed properties only)
Trading Fee
RM6 per million on pro rata basis (shared equally between the Bank and Customer on actual fee imposed by the trading partner)
Redemption Statement
RM50.00 per account per request basis
Note: This fee is waived for Home / Property Financing-i (Tawarruq)
Confirmation letter for withdrawal from EPF
RM20.00 per request
Audit Confirmation
RM20.00 per request
Additional request for statement of account
RM20.00 per statement cycle
Note: This fee is waived for Home/ Property Financing-i (Tawarruq)
Application by debiting loans account i.e. SMART and Flexi loan
Commission @ free Stamp duty @ free
Cancellation without original CO
RM10.00 per CO
Demand Draft (in Foreign Currency)
Issuance
RM2.00 No charge if remittance amount exceeds equivalent of RM5,000
Cheque processing fee
RM0.50 per transaction
Un-presented Foreign Demand Draft (Foreign DD)
RM30.00 - Investigation charges inclusive of handling fees
Foreign Demand draft purchased by the customer and not presented by the Payee for more than 2 years from the date of issuance
Telegraphic Transfer (payable in Malaysia)
Interbank RENTAS
RM4.00 per instruction
Telegraphic Transfer (payable in Foreign Currency)
Internet Banking Transaction
Cable charges/processing fee:
RM20.00 per transaction
Over-the-counter Transaction
Commission
RM2.00 (No charge if remittance amount exceeds equivalent of RM5,000)
Cable charges/processing fee
Differs between countries
Singapore (SGD) : RM10.00
Thailand Baht (THB) : RM15.00
Indonesia (IDR) : RM15.00
India (INR) : RM15.00
Philippine Peso (PHP): RM15.00
Others : RM25.00
Foreign Worker Remittance (Service available at selected branches only and caters for remittance in IDR to Indonesia)
Service charge
Over the counter:
RM10.00 per application
Internet banking:
RM10.00 per application
Rejected application (due to transaction rejected by Agent Bank)
Over the counter:
RM5.00 per application
Internet banking:
RM5.00 per application
Retrieval Charges for Physical Documents
Type of Charges
Charge
Within 1 year from the date of transaction
RM15.00 per application
RM1.00 per copy
More than 1 year from the date of transaction
RM20.00 per application
RM2.00 per copy
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