Household Guard

Affordable, extensive coverage for your family and prized possessions

Available for private residences with ONLY Brick wall, concrete, tile with zinc roof

This cover is subject to the terms and conditions of the policy.

Key Benefits

Household Guard's wide range of coverage:

Fire & Lightning
Explosion
Natural disasters i.e. windstorm, typhoon, earthquake, volcanic eruption
Impact damage by aerial and/or ground devices
Theft/burglary following forcible entry
Hold up & armed robbery
Bursting/overflowing of domestic pipes/water tanks pipes/water tanks
Riot. Strike & malicious damage

Extensive contents coverage:

Furniture including wall mirrors
Electrical appliances including camcorders, camera and the like
Personal computers including its software
Silverware, gold, platinum, pewter, jewellery, watches furs up to 30% of sum insured
Cash, currency notes, bank notes, coins collections up to RM1,000.00
Personal effects situated within the compound e.g., bicycles, gardening tools up to RM1,000.00
Antiques, valuable paintings and other valuable up to 30% of sum insured
Servant property up to RM1,000.00
Damage to refrigerator contents and the like caused by insured perils up to RM200.00
Damage to lock and keys consequent of insured perils up to RM200.00
Fire department charges up to RM5,000.00
Property temporarily removed
Personal Accident coverage up to 5 members of the household up to RM10,000.00 per person
Cash reimbursement up to 10% of Sum insured
Public Liability cover which will protect you against legal liabilities in the event you inadvertently cause injury or property damage to other up to RM250,000.00

The benefit(s) payable under this eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Liberty General Insurance Berhad or PIDM (visit www.pidm.gov.my).

This product is underwritten by Liberty General Insurance Berhad Registration No. 197801007153 (44191-P), licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.