i.Am Wealth Creator

About i.Am Wealth Creator

i. Am Wealth Creator is a Regular Premium Investment-Linked Insurance Plan that is tailored for creating a lasting legacy for generations to come. The plan provides high protection for death and Total and Permanent Disability (TPD) with a minimum coverage of RM500,000, Wealth Maximiser, Protection Maximiser, Maturity Booster and Accidental Death Benefit, ensuring financial security for your loved ones.

In addition, the plan provides flexibility in terms of preferred payment and coverage length to suit your financial preference, subject to its terms and conditions.

This Investment-Linked Insurance Plan does not participate in the profit of AmMetLife Insurance Berhad and is not a Shariah-compliant insurance product.

Premiums may vary depending on your entry age, gender, smoking status, coverage term, premium payment term and Basic Sum Assured among other factors. The premium payment term options that are available for this plan are 5 years, 10 years or 20 years.

A premium loading on occupation and/or health loading may be applicable depending on our internal assessment.

Key Benefits

Fostering WEALTH growth and stability for future generations

Maximise Your Returns with Wealth Maximiser

Gain an additional 0.8% of the Basic Sum Assured (BSA) that will be added to your Top-Up Account starting from the end of Policy Year* 10 or 20 and every 5 policy years subsequently, up to a maximum of 5 additional times.
* Depending on the chosen premium payment term.

Secure Your Tomorrow with Maturity Booster

Upon maturity of your policy, anticipated
• Maturity Benefit
(100% of Total Account Value)
• Maturity Booster Benefit
(30% of Protection Account Value)

Potential Upside with Investment Opportunity

Enjoy the potential returns of investing in various investment-linked funds that suit your risk appetite.

Offers robust PROTECTION, ensuring peace of mind and security for you and your loved ones.

High Sum Assured Design for Unmatched Protection

Enjoy high coverage for death and total permanent disability starting from RM500,000 for your peace of mind.
Your family and loved ones will be safeguarded with an additional coverage of up to 300% of the BSA if you pass away due to an accident.

Enhance Your Coverage with Protection Maximiser

Receive an additional protection of 5% from the BSA at the beginning of the 4th Policy Year and every 3 Policy Years subsequently, up to a maximum of 5 additional times, payable upon death occurrence.

Multiple Premium and Coverage Term Options

Enjoy the flexibility to go with a choice of premium payment term of 5, 10 or 20 years that suits you financially.
Decide your coverage term with a choice of 20 years or up to age 70, 80 or 100 years (next birthday) that is your preference.

Ease of Enrollment

Obtain coverage of up to RM 4 million without additional medical and financial underwriting requirements.

Member of PIDM

The benefit(s) payable under eligible policy is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact AmMetLife Insurance Berhad or PIDM (visit www.pidm.gov.my).