ProtectSecure Prime

About ProtectSecure Prime

ProtectSecure Prime is a Traditional Non-Participating Limited Premium Payment Whole Life Plan. Benefits are payable upon death, Total and Permanent Disability (TPD), surrender or at maturity, whichever is earlier. In addition, it provides Critical Illness Benefit (if applicable) and Critical Illness Waiver Benefit.

ProtectSecure Prime is available to individuals aged from 30 days old to age 50 only, depending on the plan you have selected. Please note that Plan 4 is not available for entry age 1–19.

Key Benefits

Cover Your Needs With Our Affordable Plans

In the event of an unfortunate incident, ProtectSecure Prime is able to help lessen the financial stress on you and your loved ones. With our fixed monthly premiums, you can achieve better financial planning. Simply select the plan that best suits your needs and budget.

Double Coverage When You Need It Most

No matter which plan you choose, you’ll enjoy greater protection with our double coverage benefit. In the event that death, TPD, or any of the 36 Critical Illnesses** occurs between policy year 11 to age 61, you will receive Current Sum Assured that is equivalent to double the Initial Sum Assured (ISA)

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3 premium payment term options

Depending on your financial commitment, you can opt for 10 years, 20 years, or till the end of policy year of age 60. All of your future payment of premiums will be waived upon diagnosis of any one of the 36 Critical Illnesses**.

Additional Protection*

Additional payout up to 5x of Current Sum Assured for accidental death/Total and Permanent Disability (TPD)

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Guaranteed premiums

As low as RM150 per month that do not increase with your age.

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Guaranteed Maturity Benefit

Upon your living until age 80, your policy matures and you’ll receive Maturity Benefit that’s equivalent to the Initial Sum Assured.

*applicable to selected plan

**selected plans only. Subject to survival period of 30 days.

Member of PIDM

The benefit(s) payable under eligible policy is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact AmMetLife Insurance Berhad or PIDM (visit www.pidm.gov.my)