Credit Cards

Get Credit Card

1. Can I apply for a credit card?

You can only apply if you:

  • Are between 21 to 65 years old.
  • Have a minimum monthly income of RM 2,000 or use your AmBank Fixed Deposit/Term Deposit-I to pledge for a credit card.
2. How do I apply for a credit card via AmOnline App?

You may scroll down to 'Do More with AmOnline' on Home dashboard > Apply for More Services> Get Credit Card > Get a New Credit Card.

Alternatively, you may also tap on 'More' at bottom navigation > Apply for More Services > Get Credit Card > Get a New Credit Card.

3. If I already have a credit card, can I still apply for another one?
Yes, you may.
4. Can I save my application as a draft?
Yes, you can always complete your application later in 'More' at bottom navigation > Apply for More Services > View Application History.
5. What happens if my application expires?
If you still wish to apply for a credit card, you will need to restart the entire application process again.
6. How long will it take for my application to be processed?
Your credit card application could take up to 1 week to be processed for approval.
Note: Processing time aforementioned is on best effort basis.
7. How do I find out about my credit card application status?
You may call our Contact Centre to follow up on your application status.
8. Where can I find my previously submitted applications?
You may find your previously submitted applications in 'More' at bottom navigation > Apply for More Services > View Application History.
9. I do not have any income document with me, can I still apply for a new credit card?

Yes, you may still proceed with your new credit card application by selecting an active FD/TD-i with AmBank/AmBank Islamic to pledge for your new credit card.

For more info on FD placement through AmOnline, refer to  ‘Place a new Fixed/ Term Deposit’ FAQ.