Unit Trust

Buy Fund

1. Do I need a Unit Trust (UT) investment account to buy unit trust funds?​
Yes, you need an individual UT account to buy unit trust fund, which can be opened via AmOnline. You cannot buy unit trust fund using a joint UT account.
2. Who can buy Unit Trust funds in AmOnline?
Everyone who has AmOnline access can browse Unit Trust funds in AmOnline. When you want to buy a Unit Trust fund, you must have an active current or savings account/-i to buy the Unit Trust fund.
3. If I have any queries regarding AmOnline’s Investment account, how I can seek assistance?
  • You may contact your servicing Relationship Manager or Personal Banker
  • You may visit the nearest AmBank branch.
4. What are the basic requirements to buy a fund via AmOnline?
  • You need to have an active current or savings account/-i
  • 18 years and above AND 65 years old and below.
5. What Unit Trust fund can I buy in AmOnline?

You can buy and redeem all funds distributed by AmBank (M) Berhad except for the following:

  • Amanah Hartanah Bumiputera (AHB),
  • Private Retirement Scheme (PRS) funds,
  • Money Market funds,
  • Wholesale funds (Only available to High-Net-Worth individuals)

To transact with these funds or to know more, please visit your nearest branch or contact your servicing Relationship Manager or Personal Banker.

6. How can I fund the Unit Trust that I want to buy? / What Plan Types are supported in AmOnline?
Only Cash Plan is supported in AmOnline. You require to select the current or savings account/-i that you want to deduct the fund from.
7. Can I exercise my Cooling Off Rights in AmOnline?
No. AmOnline currently does not support this feature. You will need to visit your nearest branch or contact your servicing Relationship Manager or Personal Banker to exercise your cooling off rights.
8. Where can I find more information on a Unit Trust Fund?

You can get more information below:

  • Go to AmOnline app > tap “Browse Fund” > tap on the fund that you are interested in
  • At your “My Portfolio” page > tap on the fund that you are interested in > tap “Buy More”

You can get more information below:

  • Prospectus.
  • Fund Fact Sheet.
  • Product Highlight Sheet.
  • Financial Report.
  • Fund performance and other information relating to the fund.

Please read the disclaimer and tap on “Accept Disclaimer” to accept the disclaimer to access the available information.

9. How can I know which fund is suitable for me?
All funds displayed in the Browse Fund section under “Suitable Funds” are those that meet your risk tolerance. To view and buy funds of higher risk, choose “Other Funds”. For easy reference, each fund in the Browse Fund section is labelled with their risk category. If you need further assistance with your investment plan, please visit your nearest branch or contact your servicing Relationship Manager or Personal Banker.
10. Is there a minimum initial subscription (for first time purchase) and subsequent subscription (subsequent purchase of existing funds) amount?
Yes, there is. These will be displayed to you when you are asked to input your investment amount.
11. Can I buy more/top up of the Unit Trust fund that I already have? How?

Yes, you can. Go to AmOnline app > tap “Account” > swipe left to “Investment” > tap your individual UT account > scroll down to “My Portfolio” > tap on the fund you want to buy more/top up > tap “Buy More”.

From the end of June 2024 onwards, the buying of unit trust fund will require AmSecure authorisation if the transaction amount exceeds RM10,000.

12. Why can I not see the “Buy More” button for some of my funds under My Portfolio?

It means that you are not allowed to buy more of that fund in AmOnline.

Potential reasons below:

  • You are not eligible to buy that fund anymore.
  • The funds can only be bought in the Branches or via a Relationship Manager.
  • The fund is not available for purchase anymore.
  • Other reasons
13. Can I cancel a transaction made in AmOnline, and if so, how?

Yes. You can cancel your transaction submitted on the day before the cut off time. The cancellation of your transaction and the refund of your purchase amount would be effective immediately.

To cancel: Go to AmOnline app > scroll down to “Recent AmOnline Transactions” > tap on the buy fund transaction > Tap “Cancel”.

14. What is the daily services availability time?

You may access the Investment services on AmOnline 24/7. Your last updated account details and fund portfolio will be displayed in your account details section.

However, all transactions performed are subject to the cut-off time of 3.00 PM on a business day. Transactions performed after the cut-off time will be processed on the next business day.

15. Can I cancel a transaction made at the branch through AmOnline?
No, you cannot cancel via AmOnline any transactions made at the branch. However, once the branch transaction has been processed, it will be reflected in your Portfolio Summary and Transaction History in AmOnline. You will also be able to perform Top up or Redeem transactions for a fund that was bought in branch.