Credit Cards

Apply for AmFlexi-Plus

1. What is AmFlexi-Plus?
AmFlexi-Plus allows you to convert outstanding retail balances on your AmBank credit card/credit card-i into affordable monthly instalments.
2. Who is eligible for AmFlexi-Plus?
AmFlexi-Plus is made available to selected principal and supplementary Cardholders of the Bank.
3. How do I identify which card(s) is/are eligible for AmFlexi-Plus conversion via AmOnline App?
There will be a ‘Apply for AmFlexi-Plus’ widget displayed on your Credit Card Details Page with the available retail balance for conversion if the card is eligible to apply.
4. Why is the final approved amount lower than the requested amount?
The final approved amount must be equal to or lower than your current outstanding retail balance at the time of processing. As such, the final approved amount may be lower.
5. Why is the eligible amount for conversion different from the current balance stated in AmOnline?
The eligible amount for conversion is based on your outstanding retail balances (which excludes fees and charges). As this amount is refreshed at the end of the day, any payment made within the day will not be reflected.​
6. May I cancel or opt for early settlement for my AmFlexi-Plus?

Yes, you may call our Contact Centre at +603 2178 8888 to opt for early settlement.

Note: All outstanding instalments with its respective interest/management fee for the entire Tenure shall immediately become due and payable in any early settlement.

7. How can I apply for AmFlexi-Plus via AmOnline App?

Alternatively, you may select the card you wish to apply for AmFlexi-Plus on 'Account' Dashboard > Cards.

Once land on Card Details page, you may scroll down and there will be a Apply AmFlexi-Plus widget with available retail balance if the card is eligible to apply.

8. How long will it take for my application to be processed?
Your application will be processed within (3) three calendar days.
9. Can I track my application status and application history via AmOnline?
Yes, you may navigate via 'More' at bottom navigation > Apply for More Services > View Application History.