DuitNow QR is a hassle-free and secured instant fund transfer service that enables you to make and receive funds nationwide by using a DuitNow QR code, which is also known as Malaysia’s National QR code. DuitNow QR is an industry-wide initiative governed by Payments Network Malaysia Sdn Bhd (PayNet).

1. You can perform the payment at selected merchant or to a person by scanning their DuitNow QR.
2. You can receive money by letting a person scan your DuitNow QR generated from AmOnline app.

You must select the default account for the payments and receive incoming funds. To set up the default account, log in to AmOnline > select More/Settings > select DuitNow QR Settings > select your preferred default account.

To pay to a merchant or peer:
Launch AmOnline app > Tap on “Scan QR” > Scan a DuitNow QR

To receive money:
Launch AmOnline app > Tap on “Scan QR” > Tap on “Show to Receive” to generate a QR > Show or share your DuitNow QR code to your payer.

Note: If you have yet to set up your default account for DuitNow QR, you will be prompted to do so before you are able to generate a DuitNow QR code.

Look out for a DuitNow QR code standee at participating merchant outlets. You can also pay any person who can generate a DuitNow QR code on any participating mobile banking app.

DuitNow QR payments/transfers will be processed immediately.

You should receive the fund instantly once the payer has successfully completed the transaction at his/her end.

No, AmOnline currently only supports DuitNow QR within Malaysia.

No charge at the moment.

AmOnline app requires device binding to your personal device before you can use DuitNow QR. This is to ensure that only you can access your account via your bounded device.

Your transaction will be authenticated with biometric or password. AmSecure authorisation is required if you make a payment above the allowable threshold set by the Bank.

It depends on the personal limit that you set for this transaction type. Go to AmOnline App > Tap on “More” > Tap on “Transaction Limit” > Select Transfer > Refer to “DuitNow Transfer/DuitNow QR/IBG” personal limit.

The maximum allowable limit is RM50,000 and this limit is shared among DuitNow Transfer, DuitNow QR and IBG transactions per day.

E.g. If you have performed IBG transactions of RM20,000 for the day, the remaining limit for DuitNow and QR will be RM30,000.

Please note that you need to serve cooling-off period if you increase your transaction limit. Refer to “Transaction Limit” FAQ for more details.

Please check your personal limit for “Quick Access Limit” at Transaction Limit Settings. For payment above the Quick Access Limit, password authentication is required for security reasons.

If you are at the merchant’s premise, kindly settle the dispute with the merchant directly. If there is a need for further investigation, kindly report this matter to AmBank Contact Centre at +603-2178 8888.

You can view the details at Recent AmOnline Transactions or your account Transaction History.

After making a payment, you can tap on the ‘Share Receipt’ button. Alternatively, you can view your transaction in Recent AmOnline Transactions to view and share the receipt.