Payment
Pay to AmBank Credit Card
There are 2 ways to pay your own AmBank credit card. Go to AmOnline App and follow these steps:
- Tap on the “Transfer Money” menu > select the “Own” option and you will see your own AmBank currents/savings accounts, credit cards and loans/financing listed > tap on the credit card that you want to pay to.
- Tap on “Account” at the bottom menu > tap on the “Cards” > tap the credit card that you want to pay to > expand the “Details” and select the options available to pay.
Go to AmOnline App > tap on “Account” at the bottom menu > tap on the “Cards” > tap the credit card that you want to pay to > expand the “Details”. There are three options available:
| Options | Description |
| Minimum Payment | The minimum amount that you must pay for the current cycle statement. |
| Unpaid Statement Balance | The amount that has yet to be paid for the current cycle statement |
| Current Balance | The total outstanding amount for your credit card |
When you pay your own AmBank credit card using your AmBank currents/savings account, the transaction is treated as a transfer to your own AmBank account. Therefore, it is subject to the daily transfer limit for “Own AmBank Account”.
For example, if you set RM1,000 as your daily “Own AmBank Account” limit, then RM1,000 is the maximum amount you can pay to your own AmBank credit card in a day.
To check or update this limit, go to AmOnline App > tap on “More” at the bottom menu > tap on “Transaction Limit” > expand the “Transfer” and look for “Own AmBank Account” limit.
Important:
If you increase your personal limit, you will need to serve a cooling-off period.
For more information, please refer to the “Transaction Limit” FAQ.
Go to AmOnline App > tap on the “Transfer Money” menu > select the “New Recipient” option > select “Credit Card/-i” > select “AMBANK” at the Bank Name dropdown menu.
If you have saved someone else’s AmBank credit card details as favourite, then tap on the “Transfer Money” menu > select “Favourite” option > select the favourite credit card that you want to pay to.
When you pay another person’s AmBank credit card using your AmBank currents/savings account, the transaction is treated as a transfer to another AmBank account. Therefore, it is subject to the daily transfer limit for “Other AmBank Account”.
For example, if you set RM1,000 as your daily “Other AmBank Account” limit, then RM1,000 is the maximum amount you can pay to the person’s AmBank credit card in a day. Note: The maximum allowable limit for this category is RM50,000 per day.
To check or update this limit, go to AmOnline App > tap on “More” at the bottom menu > tap on “Transaction Limit” > expand the “Transfer” and look for “Other AmBank Account” limit.
Important:
If you increase your personal limit, you will need to serve a cooling-off period.
For more information, please refer to the “Transaction Limit” FAQ.
Yes, you can either schedule a payment for one-time or recurring. To schedule a payment, go to AmOnline App and follow below steps:
- After keying in your amount, choose “Schedule for Later” (for own AmBank credit card) or “Pay Later” (for other AmBank credit card).
- For one-time payment, select the date you want to pay. It must be at a future date.
- For recuring payment, select the ‘Set as recurring’ checkbox. Select the frequency and end date/number of times of your recurring payment.
You will receive notifications upon successful payment on the scheduled date.


